Current Mortgage Rates in Schenectady, New York
Saturday, November 07, 2009
Current Mortgage Rates*
Loan Type Schenectady Average |
|
| 30-yr. fixed | 4.99% |
| 30-yr. fixed jumbo | 5.62% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.88% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.00% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.88% |
| 3/1 ARM | 4.12% |
| 3/1 ARM jumbo | 4.50% |
| 1-yr. ARM | 3.62% |
| 1-yr. ARM jumbo | 4.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/07/2009
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Current Mortgage Rates in Schenectady, New York
| Schenectady 30-yr. fixed Mortgage Rates | Schenectady 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.31% | 5.37% | 0.11 | Wells Fargo | 5.71% | 5.84% | 1.00 |
| Wells Fargo | 5.00% | 5.18% | 1.00 | Chase | 5.90% | 6.03% | 1.00 |
| Chase | 5.00% | 5.16% | 1.00 | ||||
| Fifth Third Bank | 4.97% | 5.02% | 0.18 | ||||
| Schenectady 15-yr. fixed Mortgage Rates | Schenectady 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.69% | 4.79% | 0.10 | Chase | 5.74% | 5.95% | 1.00 |
| Wells Fargo | 4.44% | 4.75% | 1.00 | ||||
| Chase | 4.48% | 4.76% | 1.00 | ||||
| Fifth Third Bank | 4.31% | 4.38% | 0.18 | ||||
| Schenectady 7/1 ARM Mortgage Rates | Schenectady 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.88% | 3.73% | 1.00 | Chase | 5.30% | 4.23% | 1.00 |
| Chase | 4.43% | 3.93% | 1.00 | ||||
| Schenectady 5/1 ARM Mortgage Rates | Schenectady 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.64% | 3.62% | 1.04 | Wells Fargo | 4.89% | 3.95% | 1.00 |
| Chase | 4.04% | 3.73% | 1.00 | Chase | 5.08% | 3.99% | 1.00 |
| Fifth Third Bank | 4.39% | 3.86% | 0.21 | ||||
| Schenectady 3/1 ARM Mortgage Rates | Schenectady 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.99% | 3.66% | 1.00 | Chase | 5.63% | 3.91% | 1.00 |
| Chase | 4.26% | 3.70% | 1.00 | ||||
| Fifth Third Bank | 4.38% | 3.73% | 0.04 | ||||
| Schenectady 1-yr. ARM Mortgage Rates | Schenectady 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.10% | 3.61% | 1.00 | Chase | 5.22% | 3.65% | 1.00 |
Banks in Schenectady, New York
Fleet Bank of New York, 500 State Street, Schenectady New York 12305Northeast Savings, A Federal Savings and Loan Association, 500 State Street, Schenectady New York 12301
Schenectady Federal Savings Bank, 251-263 State St, Schenectady New York 12305
The Mohawk National Bank, 216 State Street, Schenectady New York 12305
Credit Unions in Schenectady, New York
City of Schenectady Employees, 105 Jay Street Rm 1 City Hall, Schenectady NY 12305 (518) 346-3007First New York, 1776 Union Street, Schenectady NY 12309 (518) 393-1326
Mohawk Progressive, 1760 State Street, Schenectady NY 12304 (518) 374-1428
Price Chopper Employees, 404 Princetown Rd, Schenectady NY 12306 (518) 355-8280
Schenectady County Employees, 133 Wall Street, Schenectady NY 12305 (518) 374-3830
ST. Clare's Hospital Employees, 600 Mcclellan St, Schenectady NY 12304 (518) 347-5880
Mortgage Statistics for Schenectady, New York
| Schenectady | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Schenectady, NY  |
156,661 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Schenectady mortgage. |
137,434 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Schenectady mortgage. |
10,772 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Schenectady mortgage. |
4,867 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Schenectady, NY, where you might buy a home. |
68,148 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Schenectady, where you might apply for a Schenectady mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Schenectady, NY |
$94,172 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Schenectady mortgage interest rates. |
$43,576 | $46,322 | $43,800 |