Current Mortgage Rates in Salamanca, New York
Monday, December 01, 2008
Current Mortgage Rates*
Loan Type Salamanca Average |
|
| 30-yr. fixed | 5.88% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.50% |
| 15-yr. fixed jumbo | 7.50% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.88% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 7.38% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 7.75% |
| 1-yr. ARM | 6.88% |
| 1-yr. ARM jumbo | 6.75% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 12/01/2008
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Current Mortgage Rates in Salamanca, New York
| Salamanca 30-yr. fixed Mortgage Rates | Salamanca 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.86% | 1.51 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.69% | 6.85% | 0.90 | Bank of America | 7.42% | 7.68% | 1.82 |
| Wachovia | 6.13% | 6.25% | 0.62 | Wells Fargo | 9.37% | 9.47% | 0.68 |
| Wells Fargo | 6.13% | 6.23% | 0.73 | Chase | 7.88% | 8.03% | 1.08 |
| Chase | 6.10% | 6.26% | 0.94 | ||||
| Fifth Third Bank | 6.28% | 6.35% | 0.35 | ||||
| Salamanca 15-yr. fixed Mortgage Rates | Salamanca 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.30% | 6.78% | 2.38 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.18% | 6.48% | 1.08 | Bank of America | 7.27% | 7.65% | 1.54 |
| Wachovia | 5.71% | 5.97% | 0.78 | Wells Fargo | 8.36% | 8.51% | 0.62 |
| Wells Fargo | 6.01% | 6.17% | 0.57 | Chase | 8.33% | 8.58% | 1.14 |
| Chase | 5.91% | 6.17% | 0.91 | ||||
| Fifth Third Bank | 5.81% | 5.92% | 0.35 | ||||
| Salamanca 7/1 ARM Mortgage Rates | Salamanca 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.63% | 6.10% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.87% | 6.50% | 1.25 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.04% | 6.08% | 0.44 | Wells Fargo | 8.37% | 7.11% | 0.76 |
| Wells Fargo | 6.57% | 6.44% | 0.75 | Chase | 8.32% | 6.79% | 1.12 |
| Chase | 6.63% | 6.24% | 0.94 | ||||
| Salamanca 5/1 ARM Mortgage Rates | Salamanca 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.36% | 5.94% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.16% | 1.05 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 6.45% | 6.36% | 0.76 | Wells Fargo | 7.31% | 6.59% | 0.77 |
| Chase | 6.35% | 6.07% | 0.88 | Chase | 7.07% | 6.28% | 0.90 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Salamanca 3/1 ARM Mortgage Rates | Salamanca 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.11% | 5.83% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.52% | 6.10% | 1.10 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.76% | 5.80% | 0.34 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.93% | 6.37% | 0.91 | Chase | 7.30% | 6.01% | 1.02 |
| Chase | 5.88% | 5.80% | 1.04 | ||||
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Salamanca 1-yr. ARM Mortgage Rates | Salamanca 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.71% | 5.81% | 1.05 |
| Chase | 5.76% | 5.78% | 0.99 | ||||
Banks in Salamanca, New York
First Tier Bank & Trust, 107 Main Street, Salamanca New York 14779Salamanca Federal Savings and Loan Association, 127 Main St, Salamanca New York 14779
Salamanca Federal Savings Association, 127 Main Street, Salamanca New York 14779
The First National Bank of Salamanca, 103 Main Street, Salamanca New York 14779
Mortgage Statistics for Salamanca, New York
| Salamanca | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Salamanca, NY  |
7,352 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Salamanca mortgage. |
6,106 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Salamanca mortgage. |
44 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Salamanca mortgage. |
126 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Salamanca, NY, where you might buy a home. |
3,386 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Salamanca, where you might apply for a Salamanca mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Salamanca, NY |
$44,000 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Salamanca mortgage interest rates. |
$26,155 | $46,322 | $43,800 |