Current Mortgage Rates in Rochester, New York

Sunday, October 12, 2008



Current Mortgage Rates*

Loan Type
Rochester Average
30-yr. fixed6.38%
30-yr. fixed jumbo7.62%
15-yr. fixed6.12%
15-yr. fixed jumbo6.75%
7/1 ARM6.50%
7/1 ARM jumbo6.88%
5/1 ARM6.12%
5/1 ARM jumbo6.75%
3/1 ARM6.00%
3/1 ARM jumbo6.25%
1-yr. ARM5.50%
1-yr. ARM jumbo5.62%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in Rochester, New York

Rochester 30-yr. fixed Mortgage Rates Rochester 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.02%7.32%1.94Citibank7.00%7.14%0.25
Bank of America6.62%6.77%0.80Bank of America7.37%7.63%1.79
Wachovia6.25%6.38%0.65Wells Fargo9.31%9.38%0.26
Wells Fargo6.41%6.49%0.24Chase7.75%7.80%0.14
Chase6.31%6.39%0.08 
Fifth Third Bank6.40%6.47%0.36 
Rochester 15-yr. fixed Mortgage Rates Rochester 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.04%7.92%4.59Citibank6.75%6.89%0.00
Bank of America6.23%6.49%0.91Bank of America7.16%7.53%1.51
Wachovia5.74%6.00%0.82Wells Fargo7.98%8.10%0.41
Wells Fargo6.16%6.29%0.33Chase6.50%6.59%0.00
Chase6.31%6.44%0.07 
Fifth Third Bank5.86%5.98%0.38 
Rochester 7/1 ARM Mortgage Rates Rochester 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.48%6.42%0.96Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.32%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.42%0.04 
Rochester 5/1 ARM Mortgage Rates Rochester 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.44%6.15%0.88Bank of America8.13%6.62%1.05
Wells Fargo7.06%6.59%0.23Wells Fargo7.81%6.84%0.32
Chase6.79%6.27%0.03Chase7.75%6.67%0.00
Fifth Third Bank6.20%5.99%0.28 
Rochester 3/1 ARM Mortgage Rates Rochester 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.06%6.18%0.93Bank of America6.88%7.60%0.08
Wachovia5.55%5.62%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.78%5.82%0.25 
Rochester 1-yr. ARM Mortgage Rates Rochester 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Bankers Trust Company of Rochester, 50 Chestnut Street, Rochester New York 14604
Central Trust Company, 44 Exchange Street, Rochester New York 14614
Chase Lincoln First Bank, National Association, One Lincoln First Square, Rochester New York 14643
Chase Manhattan Bank of Greater Rochester, 14 Franklin Street, Rochester New York 14604
Columbia Banking Federal Savings and Loan Association, 31 East Main St, Rochester New York 14614
Columbia Banking Federal Savings Association, 31 East Main Street, Rochester New York 14614
Dime Banking and La, 345 East Ridge Road, Rochester New York 14621
First Federal Savings and Loan Association of Rochester, One First Federal Plaza, Rochester New York 14614
First National Bank of Rochester, 35 State Street, Rochester New York 14614
Genesee Regional Bank, 3380 Monroe Avenue, Rochester New York 14618
Lincoln First Bank of Rochester, One Lincoln First Square, Rochester New York 14643
Manufacturers Hanover, 183 East Main Street, Rochester New York 14604
Marine Midland Bank - Rochester, 100 Chestnut Street, Rochester New York 14607
Monroe Savings Bank, 300 Main Street East, Rochester New York 14604
Norstar Bank, 1 East Avenue, Rochester New York 14604
Rochester Savings Bank, 40 Franklin Street, Rochester New York 14604
The Rochester Community Savings Bank, 40 Franklin Street, Rochester New York 14604

1st Priority, 38 Lomb Memorial Drive, Rochester NY 14623 (585) 475-6528
Advantage, P.O. Box 14440, Rochester NY 14614 (585) 454-5900
B.T.A. , P. O. Box 24439 1320 Buffalo Rd, Rochester NY 14624 (716) 328-0340
Brighton School Employees, 2035 Monroe Avenue, Rochester NY 14618 (585) 244-2311
Esl, 100 Kings Highway, Suite 1200, Rochester NY 14617 (585) 336-1000
Family First of Ny, 2520 Browncroft Blvd, Rochester NY 14625 (585) 586-8225
First Link, P.O. Box 20670, Rochester NY 14602 (585) 264-3100
First Rochester Community, 1900 South Clinton Avenue, Rochester NY 14618 (585) 697-3793
Flower City, 3159 Winton Rd So Ste 205, Rochester NY 14623 (585) 270-1390
Gates Chili, 2300 Buffalo Road Bldg 500b, Rochester NY 14624 (585) 247-1090
Genesee Co-op, 395 Gregory Street, Rochester NY 14620-1327 (585) 461-2230
Greece Community, 1790 Latta Road, Rochester NY 14612 (585) 865-2560
Grs Employees, P. O. Box 20600, Rochester NY 14602-0600 (585) 783-2030
Hi-land Hospital, 1000 South Ave, Rochester NY 14620 (585) 341-6866
Holy Family Parish, 42 Lorenzo Street, Rochester NY 14611 (585) 328-5918
Irondequoit, 200 Perrin Drive, Rochester NY 14622 (585) 342-5680
Lexington Avenue, 1275 Lexington Avenue, Rochester NY 14606 (716) 254-4543
Lyell, 1546 Lyell Ave, Rochester NY 14606 (585) 458-9220
Progressive Neighborhood, 1130 East Main Street,, Rochester NY 14609 (585) 328-5410
Rochester & Monroe Co Employees, 460 North Goodman St, Rochester NY 14609 (585) 546-4279
Rochester Area State Employees, P.O. Box 20648, Rochester NY 14602 (585) 272-0020
Rochester Polish, P.O. Box 17108, Rochester NY 14617 (585) 266-5876
ST. Pius X Church, 2998 Chili Avenue, Rochester NY 14624 (585) 247-0724
The Summit, 100 Marina Drive, Rochester NY 14626 (585) 453-7000
Ukrainian, 824 Ridge Road East, Rochester NY 14621 (585) 544-9518

Mortgage Statistics for Rochester, New York

  Rochester New York USA
Population:
Population - The population of Rochester, NY
 487,676 18,975,234 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Rochester mortgage.
 349,888 12,743,413 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Rochester mortgage.
 95,042 2,464,677 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Rochester mortgage.
 35,034 2,378,309 34,671,551
HouseHolds:
HouseHolds - The total number of households in Rochester, NY, where you might buy a home.
 209,880 7,678,244 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Rochester, where you might apply for a Rochester mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Rochester, NY
 $86,274 $182,342 $132,188
Income per Household:
Income per Household - The household income where you might compare Rochester mortgage interest rates.
 $39,203 $46,322 $43,800

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