Current Mortgage Rates in Poughkeepsie, New York
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Poughkeepsie Average |
|
| 30-yr. fixed | 6.38% |
| 30-yr. fixed jumbo | 7.38% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.62% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 5.50% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/03/2008
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Current Mortgage Rates in Poughkeepsie, New York
| Poughkeepsie 30-yr. fixed Mortgage Rates | Poughkeepsie 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.03% | 7.34% | 1.99 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.65% | 6.80% | 0.79 | Bank of America | 7.32% | 7.58% | 1.75 |
| Wachovia | 6.26% | 6.39% | 0.67 | Wells Fargo | 9.27% | 9.34% | 0.27 |
| Wells Fargo | 6.41% | 6.50% | 0.27 | Chase | 7.73% | 7.78% | 0.18 |
| Chase | 6.33% | 6.41% | 0.05 | ||||
| Fifth Third Bank | 6.42% | 6.49% | 0.35 | ||||
| Poughkeepsie 15-yr. fixed Mortgage Rates | Poughkeepsie 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.06% | 7.98% | 4.77 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.49% | 0.91 | Bank of America | 7.09% | 7.47% | 1.49 |
| Wachovia | 5.73% | 6.01% | 0.84 | Wells Fargo | 7.96% | 8.08% | 0.42 |
| Wells Fargo | 6.16% | 6.30% | 0.34 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.08 | ||||
| Fifth Third Bank | 5.88% | 5.99% | 0.38 | ||||
| Poughkeepsie 7/1 ARM Mortgage Rates | Poughkeepsie 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.54% | 6.41% | 0.97 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.77% | 5.82% | 0.61 | Wells Fargo | 8.39% | 7.44% | 0.28 |
| Wells Fargo | 7.27% | 6.83% | 0.19 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.87% | 6.38% | 0.05 | ||||
| Poughkeepsie 5/1 ARM Mortgage Rates | Poughkeepsie 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.48% | 6.13% | 0.87 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 7.02% | 6.54% | 0.26 | Wells Fargo | 7.79% | 6.81% | 0.35 |
| Chase | 6.90% | 6.26% | 0.03 | Chase | 7.83% | 6.64% | 0.00 |
| Fifth Third Bank | 6.20% | 5.97% | 0.28 | ||||
| Poughkeepsie 3/1 ARM Mortgage Rates | Poughkeepsie 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.11% | 6.13% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.54% | 5.60% | 0.49 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.77% | 5.79% | 0.26 | ||||
| Poughkeepsie 1-yr. ARM Mortgage Rates | Poughkeepsie 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Poughkeepsie, New York
Bank of The Hudson, 21 Market Street, Poughkeepsie New York 12602Dutchess Bank and Trust Company, 285 Main Street, Poughkeepsie New York 12602
First Federal Savings and Loan Association of Poughkeepsie, 20 Cannon St, Poughkeepsie New York 12601
Marine Midland Bank of Southeastern New York, 347 Main Street, Poughkeepsie New York 12602
Premier National Bank, 289-291 Main Mall, Poughkeepsie New York 12601
Riverside Bank, 11-13 Garden Street, Poughkeepsie New York 12602
Credit Unions in Poughkeepsie, New York
Central Hudson Employees, 284 South Ave, Poughkeepsie NY 12601 (845) 486-5209Dot, 21 Burnett BLVD., Suite 2, Poughkeepsie NY 12603 (845) 452-3451
Hudson Valley, 159 Barnegat Road, Poughkeepsie NY 12601 (845) 463-3011
Poughkeepsie Public School, 70 Forbus St, Poughkeepsie NY 12603 (845) 451-4922
Mortgage Statistics for Poughkeepsie, New York
| Poughkeepsie | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Poughkeepsie, NY  |
84,797 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Poughkeepsie mortgage. |
62,158 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Poughkeepsie mortgage. |
14,618 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Poughkeepsie mortgage. |
5,902 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Poughkeepsie, NY, where you might buy a home. |
32,141 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Poughkeepsie, where you might apply for a Poughkeepsie mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Poughkeepsie, NY |
$130,438 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Poughkeepsie mortgage interest rates. |
$46,055 | $46,322 | $43,800 |