Current Mortgage Rates in Ovid, New York

Monday, December 01, 2008



Current Mortgage Rates*

Loan Type
Ovid Average
30-yr. fixed5.88%
30-yr. fixed jumbo7.62%
15-yr. fixed5.50%
15-yr. fixed jumbo7.50%
7/1 ARM6.38%
7/1 ARM jumbo7.88%
5/1 ARM6.00%
5/1 ARM jumbo7.38%
3/1 ARM6.00%
3/1 ARM jumbo7.75%
1-yr. ARM6.88%
1-yr. ARM jumbo6.75%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 12/01/2008

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Current Mortgage Rates in Ovid, New York

Ovid 30-yr. fixed Mortgage Rates Ovid 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.63%6.86%1.51Citibank7.00%7.14%0.25
Bank of America6.69%6.85%0.90Bank of America7.42%7.68%1.82
Wachovia6.13%6.25%0.62Wells Fargo9.37%9.47%0.68
Wells Fargo6.13%6.23%0.73Chase7.88%8.03%1.08
Chase6.10%6.26%0.94 
Fifth Third Bank6.28%6.35%0.35 
Ovid 15-yr. fixed Mortgage Rates Ovid 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.30%6.78%2.38Citibank6.75%6.89%0.00
Bank of America6.18%6.48%1.08Bank of America7.27%7.65%1.54
Wachovia5.71%5.97%0.78Wells Fargo8.36%8.51%0.62
Wells Fargo6.01%6.17%0.57Chase8.33%8.58%1.14
Chase5.91%6.17%0.91 
Fifth Third Bank5.81%5.92%0.35 
Ovid 7/1 ARM Mortgage Rates Ovid 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.63%6.10%0.97Citibank7.00%7.46%0.00
Bank of America6.87%6.50%1.25Bank of America6.88%7.36%0.48
Wachovia6.04%6.08%0.44Wells Fargo8.37%7.11%0.76
Wells Fargo6.57%6.44%0.75Chase8.32%6.79%1.12
Chase6.63%6.24%0.94 
Ovid 5/1 ARM Mortgage Rates Ovid 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.36%5.94%1.02Citibank6.88%7.47%0.00
Bank of America6.52%6.16%1.05Bank of America8.13%6.62%1.05
Wells Fargo6.45%6.36%0.76Wells Fargo7.31%6.59%0.77
Chase6.35%6.07%0.88Chase7.07%6.28%0.90
Fifth Third Bank6.22%5.97%0.30 
Ovid 3/1 ARM Mortgage Rates Ovid 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.11%5.83%0.92Citibank7.00%7.62%0.00
Bank of America6.52%6.10%1.10Bank of America6.88%7.60%0.08
Wachovia5.76%5.80%0.34Wells Fargo6.75%7.52%0.12
Wells Fargo6.93%6.37%0.91Chase7.30%6.01%1.02
Chase5.88%5.80%1.04 
Fifth Third Bank5.99%5.82%0.26 
Ovid 1-yr. ARM Mortgage Rates Ovid 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.71%5.81%1.05
Chase5.76%5.78%0.99 

Mortgage Statistics for Ovid, New York

  Ovid New York USA
Population:
Population - The population of Ovid, NY
 3,624 18,975,234 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Ovid mortgage.
 2,894 12,743,413 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Ovid mortgage.
 527 2,464,677 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Ovid mortgage.
 250 2,378,309 34,671,551
HouseHolds:
HouseHolds - The total number of households in Ovid, NY, where you might buy a home.
 1,351 7,678,244 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Ovid, where you might apply for a Ovid mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Ovid, NY
 $69,200 $182,342 $132,188
Income per Household:
Income per Household - The household income where you might compare Ovid mortgage interest rates.
 $35,275 $46,322 $43,800

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