Current Mortgage Rates in Otego, New York

Friday, November 21, 2008



Current Mortgage Rates*

Loan Type
Otego Average
30-yr. fixed5.88%
15-yr. fixed5.50%
5/1 ARM5.62%
3/1 ARM5.75%
*Mortgage Rates Updated: 11/20/2008

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Current Mortgage Rates in Otego, New York

Otego 30-yr. fixed Mortgage Rates Otego 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.76%7.00%1.58Citibank7.00%7.14%0.25
Bank of America6.69%6.85%0.89Bank of America7.42%7.68%1.82
Wachovia6.17%6.30%0.64Wells Fargo9.52%9.62%0.72
Wells Fargo6.26%6.37%0.70Chase7.88%8.02%1.05
Chase6.21%6.37%0.91 
Fifth Third Bank6.34%6.41%0.35 
Otego 15-yr. fixed Mortgage Rates Otego 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.46%7.00%2.65Citibank6.75%6.89%0.00
Bank of America6.21%6.49%1.06Bank of America7.27%7.65%1.54
Wachovia5.73%6.00%0.80Wells Fargo8.43%8.57%0.58
Wells Fargo6.09%6.25%0.53Chase8.32%8.57%1.15
Chase6.01%6.27%0.88 
Fifth Third Bank5.86%5.97%0.36 
Otego 7/1 ARM Mortgage Rates Otego 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.77%6.15%0.96Citibank7.00%7.46%0.00
Bank of America6.88%6.53%1.20Bank of America6.88%7.36%0.48
Wachovia6.07%6.10%0.45Wells Fargo8.71%7.27%0.73
Wells Fargo6.80%6.54%0.71Chase8.45%6.88%1.13
Chase6.66%6.28%0.89 
Otego 5/1 ARM Mortgage Rates Otego 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.46%5.98%1.02Citibank6.88%7.47%0.00
Bank of America6.53%6.18%1.01Bank of America8.13%6.62%1.05
Wells Fargo6.71%6.44%0.71Wells Fargo7.55%6.67%0.74
Chase6.40%6.12%0.84Chase7.15%6.35%0.86
Fifth Third Bank6.25%6.01%0.31 
Otego 3/1 ARM Mortgage Rates Otego 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.13%5.84%0.92Citibank7.00%7.62%0.00
Bank of America6.48%6.15%1.07Bank of America6.88%7.60%0.08
Wachovia5.76%5.80%0.35Wells Fargo6.75%7.52%0.12
Wells Fargo7.25%6.44%0.91Chase7.33%6.02%1.02
Chase5.84%5.80%1.03 
Fifth Third Bank6.00%5.87%0.26 
Otego 1-yr. ARM Mortgage Rates Otego 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.75%5.82%1.05
Chase5.74%5.78%0.96 

Mortgage Statistics for Otego, New York

  Otego New York USA
Population:
Population - The population of Otego, NY
 3,535 18,975,234 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Otego mortgage.
 3,449 12,743,413 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Otego mortgage.
 34 2,464,677 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Otego mortgage.
 42 2,378,309 34,671,551
HouseHolds:
HouseHolds - The total number of households in Otego, NY, where you might buy a home.
 1,553 7,678,244 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Otego, where you might apply for a Otego mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Otego, NY
 $72,300 $182,342 $132,188
Income per Household:
Income per Household - The household income where you might compare Otego mortgage interest rates.
 $31,592 $46,322 $43,800

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