Current Mortgage Rates in Niagara Falls, New York

Monday, October 13, 2008



Current Mortgage Rates*

Loan Type
Niagara Falls Average
30-yr. fixed6.38%
30-yr. fixed jumbo7.62%
15-yr. fixed6.12%
15-yr. fixed jumbo6.75%
7/1 ARM6.50%
7/1 ARM jumbo6.88%
5/1 ARM6.12%
5/1 ARM jumbo6.75%
3/1 ARM6.00%
3/1 ARM jumbo6.25%
1-yr. ARM5.50%
1-yr. ARM jumbo5.62%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in Niagara Falls, New York

Niagara Falls 30-yr. fixed Mortgage Rates Niagara Falls 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.02%7.32%1.94Citibank7.00%7.14%0.25
Bank of America6.62%6.77%0.80Bank of America7.37%7.63%1.79
Wachovia6.25%6.38%0.65Wells Fargo9.31%9.38%0.26
Wells Fargo6.41%6.49%0.24Chase7.75%7.80%0.14
Chase6.31%6.39%0.08 
Fifth Third Bank6.40%6.47%0.36 
Niagara Falls 15-yr. fixed Mortgage Rates Niagara Falls 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.04%7.92%4.59Citibank6.75%6.89%0.00
Bank of America6.23%6.49%0.91Bank of America7.16%7.53%1.51
Wachovia5.74%6.00%0.82Wells Fargo7.98%8.10%0.41
Wells Fargo6.16%6.29%0.33Chase6.50%6.59%0.00
Chase6.31%6.44%0.07 
Fifth Third Bank5.86%5.98%0.38 
Niagara Falls 7/1 ARM Mortgage Rates Niagara Falls 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.48%6.42%0.96Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.32%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.42%0.04 
Niagara Falls 5/1 ARM Mortgage Rates Niagara Falls 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.44%6.15%0.88Bank of America8.13%6.62%1.05
Wells Fargo7.06%6.59%0.23Wells Fargo7.81%6.84%0.32
Chase6.79%6.27%0.03Chase7.75%6.67%0.00
Fifth Third Bank6.20%5.99%0.28 
Niagara Falls 3/1 ARM Mortgage Rates Niagara Falls 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.06%6.18%0.93Bank of America6.88%7.60%0.08
Wachovia5.55%5.62%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Fifth Third Bank5.78%5.82%0.25 
Niagara Falls 1-yr. ARM Mortgage Rates Niagara Falls 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Banks in Niagara Falls, New York

Niagara County Savings Bank, 418 Third Street, Niagara Falls New York 14302
The Permanent Savings Bank, 800 Main Street, Niagara Falls New York 14302
Gilman Employees, 9701 Niagara Falls Blvd, Niagara Falls NY 14304 (716) 298-5645
Greater Niagara, 2931 Military Road, Niagara Falls NY 14304 (716) 297-5944
N F A N G, 9910 Blewett Avenue, Niagara Falls NY 14304-6001 (716) 236-2349
Niagara Du Pont Employees, P.O. Box 787, Niagara Falls NY 14302 (716) 286-2869
Niagara Falls A F, 2420 Olmstead Street, Niagara Falls NY 14304 (716) 297-4034
Niagara Falls MEM. MED. Center, 621 10th ST. , Niagara Falls NY 14302 (716) 278-4307
Niagara Falls Penn Central Employees, 8610 Buffalo Avenue, Niagara Falls NY 14304 (716) 283-6268
Niagara Falls Policemens, 520 Hyde Park Blvd, P.O. Box 69, Niagara Falls NY 14304 (716) 286-4705
Niagara Falls Teachers, 901 24th Street, Niagara Falls NY 14301 (716) 285-5569
Niagara Frontier Federal Employees, 615 Main ST. Mpo Box 182, Niagara Falls NY 14302 (716) 284-2161
Niagara's Choice, 3619 Packard Road, Niagara Falls NY 14303 (716) 284-4110
Rediform Niagara Falls Ny, 3236 Lockport Road, Niagara Falls NY 14305 (716) 284-2430
Saint John A M E, 917 Garden Ave, Niagara Falls NY 14305 (716) 285-6432

Mortgage Statistics for Niagara Falls, New York

  Niagara Falls New York USA
Population:
Population - The population of Niagara Falls, NY
 72,664 18,975,234 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Niagara Falls mortgage.
 58,480 12,743,413 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Niagara Falls mortgage.
 10,836 2,464,677 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Niagara Falls mortgage.
 1,301 2,378,309 34,671,551
HouseHolds:
HouseHolds - The total number of households in Niagara Falls, NY, where you might buy a home.
 34,555 7,678,244 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Niagara Falls, where you might apply for a Niagara Falls mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Niagara Falls, NY
 $61,367 $182,342 $132,188
Income per Household:
Income per Household - The household income where you might compare Niagara Falls mortgage interest rates.
 $29,546 $46,322 $43,800

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