Current Mortgage Rates in Lockport, New York
Tuesday, October 07, 2008
Current Mortgage Rates*
Loan Type Lockport Average |
|
| 30-yr. fixed | 6.38% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 6.12% |
| 15-yr. fixed jumbo | 6.75% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 5.50% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Lockport, New York
| Lockport 30-yr. fixed Mortgage Rates | Lockport 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.02% | 7.32% | 1.94 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.62% | 6.77% | 0.80 | Bank of America | 7.37% | 7.63% | 1.79 |
| Wachovia | 6.25% | 6.38% | 0.65 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Lockport 15-yr. fixed Mortgage Rates | Lockport 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.04% | 7.92% | 4.59 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.49% | 0.91 | Bank of America | 7.16% | 7.53% | 1.51 |
| Wachovia | 5.74% | 6.00% | 0.82 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Lockport 7/1 ARM Mortgage Rates | Lockport 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.48% | 6.42% | 0.96 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Lockport 5/1 ARM Mortgage Rates | Lockport 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.44% | 6.15% | 0.88 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.75% | 6.67% | 0.00 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Lockport 3/1 ARM Mortgage Rates | Lockport 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.06% | 6.18% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Lockport 1-yr. ARM Mortgage Rates | Lockport 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Lockport, New York
First Niagara Bank, 6950 South Transit Road, Lockport New York 14094First Niagara Commercial Bank, 55 East Avenue, Lockport New York 14095
Credit Unions in Lockport, New York
Cornerstone Community, Po Box 830, Lockport NY 14095 (716) 434-2290Lockport Schools, 360 South Transit Street, Lockport NY 14094 (716) 433-7740
Mortgage Statistics for Lockport, New York
| Lockport | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Lockport, NY  |
51,376 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Lockport mortgage. |
47,805 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Lockport mortgage. |
2,138 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Lockport mortgage. |
744 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Lockport, NY, where you might buy a home. |
21,925 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Lockport, where you might apply for a Lockport mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Lockport, NY |
$82,600 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Lockport mortgage interest rates. |
$40,836 | $46,322 | $43,800 |