Current Mortgage Rates in Ithaca, New York
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Ithaca Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.50% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 4.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Ithaca, New York
| Ithaca 30-yr. fixed Mortgage Rates | Ithaca 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.19% | 5.25% | 0.10 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.92% | 0.23 | ||||
| Ithaca 15-yr. fixed Mortgage Rates | Ithaca 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.57% | 4.67% | 0.10 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Ithaca 7/1 ARM Mortgage Rates | Ithaca 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Ithaca 5/1 ARM Mortgage Rates | Ithaca 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.02 | Chase | 4.83% | 3.86% | 1.05 |
| Fifth Third Bank | 4.18% | 3.72% | 0.34 | ||||
| Ithaca 3/1 ARM Mortgage Rates | Ithaca 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Ithaca 1-yr. ARM Mortgage Rates | Ithaca 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Ithaca, New York
Citizens Savings Bank, 118 North Tioga Street, Ithaca New York 14850First Bank and Trust Company of Ithaca, 202 East State Street, Ithaca New York 14850
Tompkins Trust Company, 110 North Tioga Street, Ithaca New York 14850
Credit Unions in Ithaca, New York
Alternatives, 125 N. Fulton ST. , Ithaca NY 14850 (607) 273-4611Cfcu Community, 1030 Craft Road, Ithaca NY 14850 (607) 257-8500
Morse Chain Ithaca Employees, 620 South Aurora Street, Ithaca NY 14850 (607) 274-6083
Mortgage Statistics for Ithaca, New York
| Ithaca | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Ithaca, NY  |
63,396 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ithaca mortgage. |
50,857 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ithaca mortgage. |
2,934 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ithaca mortgage. |
2,503 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ithaca, NY, where you might buy a home. |
24,958 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ithaca, where you might apply for a Ithaca mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ithaca, NY |
$117,900 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ithaca mortgage interest rates. |
$33,250 | $46,322 | $43,800 |