Current Mortgage Rates in New York
Monday, March 22, 2010
Current Mortgage Rates*
Loan Type New York Average |
|
| 30-yr. fixed | 5.25% |
| 30-yr. fixed jumbo | 5.50% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.25% |
| 7/1 ARM | 4.12% |
| 7/1 ARM jumbo | 4.62% |
| 5/1 ARM | 3.88% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 4.38% |
| 3/1 ARM jumbo | 4.00% |
| 1-yr. ARM | 2.62% |
| 1-yr. ARM jumbo | 2.62% |
| 1-yr. LIBOR ARM | 4.62% |
*Mortgage Rates Updated: 03/19/2010
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Current Mortgage Rates in New York
| New York 30-yr. fixed Mortgage Rates | New York 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.19% | 5.34% | 0.10 | Wells Fargo | 5.42% | 5.55% | 1.00 |
| Bank of America | 6.42% | 6.56% | 1.28 | ||||
| Wells Fargo | 4.88% | 5.06% | 1.00 | ||||
| New York 15-yr. fixed Mortgage Rates | New York 7/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.54% | 4.79% | 0.09 | Wells Fargo | 4.08% | 3.58% | 1.00 |
| Bank of America | 4.17% | 4.37% | 1.06 | ||||
| Wells Fargo | 4.17% | 4.48% | 1.00 | ||||
| New York 5/1 ARM Mortgage Rates | New York 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 4.75% | 3.77% | 1.03 | Wells Fargo | 4.96% | 3.70% | 1.00 |
| Wells Fargo | 3.58% | 3.35% | 1.04 | ||||
| New York 3/1 ARM Mortgage Rates | New York 10-yr. fixed Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.50% | 3.80% | 1.00 | Citibank | 4.25% | 4.62% | 0.16 |
| Wells Fargo | 4.46% | 3.44% | 1.00 | Bank of America | 5.25% | 5.53% | 0.95 |
Current Mortgage Rates by City
| Index: A->B B->C C->C C->E E->G G->I I->L L->M M->O O->R R->S S->T T->W W->Y | |||
Mortgage Statistics for New York
| New York | USA | |
|---|---|---|
| Population: Population - The population of New York  |
18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a New York mortgage. |
12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a New York mortgage. |
2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a New York mortgage. |
2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in New York, where you might buy a home. |
7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in New York, where you might apply for a New York mortgage. |
2 | 2 |
| Average House Value: Average House Value - The average house value in New York |
$182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare New York mortgage interest rates. |
$46,322 | $43,800 |