Current Mortgage Rates in Elmira, New York
Tuesday, October 14, 2008
Current Mortgage Rates*
Loan Type Elmira Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.25% |
| 7/1 ARM | 6.88% |
| 7/1 ARM jumbo | 7.38% |
| 5/1 ARM | 6.50% |
| 5/1 ARM jumbo | 7.12% |
| 3/1 ARM | 6.25% |
| 3/1 ARM jumbo | 6.88% |
| 1-yr. ARM | 5.50% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/13/2008
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Current Mortgage Rates in Elmira, New York
| Elmira 30-yr. fixed Mortgage Rates | Elmira 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.00% | 7.30% | 1.87 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.62% | 6.76% | 0.81 | Bank of America | 7.37% | 7.63% | 1.80 |
| Wachovia | 6.22% | 6.36% | 0.66 | Wells Fargo | 9.43% | 9.49% | 0.26 |
| Wells Fargo | 6.42% | 6.49% | 0.23 | Chase | 7.76% | 7.81% | 0.17 |
| Chase | 6.34% | 6.42% | 0.08 | ||||
| Fifth Third Bank | 6.38% | 6.45% | 0.35 | ||||
| Elmira 15-yr. fixed Mortgage Rates | Elmira 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.99% | 7.83% | 4.32 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.23% | 6.50% | 0.94 | Bank of America | 7.25% | 7.63% | 1.54 |
| Wachovia | 5.73% | 6.00% | 0.83 | Wells Fargo | 8.04% | 8.16% | 0.40 |
| Wells Fargo | 6.17% | 6.30% | 0.32 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.35% | 6.47% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Elmira 7/1 ARM Mortgage Rates | Elmira 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.55% | 6.49% | 0.96 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.85% | 5.90% | 0.55 | Wells Fargo | 8.58% | 7.57% | 0.26 |
| Wells Fargo | 7.26% | 6.84% | 0.16 | Chase | 8.22% | 7.50% | 0.38 |
| Chase | 6.84% | 6.45% | 0.04 | ||||
| Elmira 5/1 ARM Mortgage Rates | Elmira 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.43% | 6.18% | 0.88 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 7.02% | 6.63% | 0.24 | Wells Fargo | 7.85% | 6.90% | 0.33 |
| Chase | 6.75% | 6.30% | 0.04 | Chase | 7.71% | 6.69% | 0.00 |
| Fifth Third Bank | 6.23% | 6.03% | 0.29 | ||||
| Elmira 3/1 ARM Mortgage Rates | Elmira 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.09% | 6.24% | 0.92 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.59% | 5.65% | 0.45 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.83% | 5.87% | 0.25 | ||||
| Elmira 1-yr. ARM Mortgage Rates | Elmira 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Elmira, New York
Chemung Canal Trust Company, One Chemung Canal Plaza, Elmira New York 14902Chemung Valley Federal Savings and Loan Association, 351 North Main Street, Elmira New York 14901
Elmira Savings and Loan, 300 West Water Street, Elmira New York 14902
Marine Midland Bank - Southern, 150 Lake Street, Elmira New York 14902
Mechanics Savings Bank, 301-303 East Water Street, Elmira New York 14901
The Elmira Savings Bank, 333 East Water Street, Elmira New York 14901
Credit Unions in Elmira, New York
Chemung County Federal Employees, P.O. Box 6, Elmira NY 14902 (607) 734-5056Finger Lakes Health Care, 600 Roe AVE. , Elmira NY 14905 (607) 733-1304
Solutions, 1707 Cedar Street, Elmira NY 14904 (607) 734-7144
Mortgage Statistics for Elmira, New York
| Elmira | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Elmira, NY  |
51,714 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Elmira mortgage. |
45,385 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Elmira mortgage. |
4,346 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Elmira mortgage. |
1,108 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Elmira, NY, where you might buy a home. |
22,194 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Elmira, where you might apply for a Elmira mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Elmira, NY |
$59,310 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Elmira mortgage interest rates. |
$32,295 | $46,322 | $43,800 |