Current Mortgage Rates in Binghamton, New York
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Binghamton Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.50% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 4.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Binghamton, New York
| Binghamton 30-yr. fixed Mortgage Rates | Binghamton 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.19% | 5.25% | 0.10 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.92% | 0.23 | ||||
| Binghamton 15-yr. fixed Mortgage Rates | Binghamton 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.57% | 4.67% | 0.10 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Binghamton 7/1 ARM Mortgage Rates | Binghamton 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Binghamton 5/1 ARM Mortgage Rates | Binghamton 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.02 | Chase | 4.83% | 3.86% | 1.05 |
| Fifth Third Bank | 4.18% | 3.72% | 0.34 | ||||
| Binghamton 3/1 ARM Mortgage Rates | Binghamton 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Binghamton 1-yr. ARM Mortgage Rates | Binghamton 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Binghamton, New York
Bankers Trust of Binghamton, 59-61 Court Street, Binghamton New York 13902Bsb Bank & Trust Company, 62-68 Exchange Street, Binghamton New York 13902
Chase Manhattan Bank of The Southern Tier, 65 Court Street, Binghamton New York 13901
Chemical Bank of Binghamton, 70-76 Court Street, Binghamton New York 13901
First-city National Bank of Binghamton, N. Y. , 2 Court Street, Binghamton New York 13902
Credit Unions in Binghamton, New York
Bct, 47 Broad Avenue, Binghamton NY 13904 (607) 724-3247Bha Residents Community Development, 45 Exchange St, Binghamton NY 13901 (607) 723-9491
Ghs, P.O. Box 1490, Binghamton NY 13902 (607) 723-7962
Mortgage Statistics for Binghamton, New York
| Binghamton | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Binghamton, NY  |
76,513 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Binghamton mortgage. |
67,542 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Binghamton mortgage. |
4,397 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Binghamton mortgage. |
2,159 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Binghamton, NY, where you might buy a home. |
35,865 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Binghamton, where you might apply for a Binghamton mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Binghamton, NY |
$73,217 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Binghamton mortgage interest rates. |
$31,956 | $46,322 | $43,800 |