Current Mortgage Rates in Bay Shore, New York
Friday, November 20, 2009
Current Mortgage Rates*
Loan Type Bay Shore Average |
|
| 30-yr. fixed | 4.75% |
| 30-yr. fixed jumbo | 5.25% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 3.88% |
| 3/1 ARM jumbo | 4.50% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 4.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Bay Shore, New York
| Bay Shore 30-yr. fixed Mortgage Rates | Bay Shore 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.19% | 5.25% | 0.10 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.87% | 5.05% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | ||||
| Fifth Third Bank | 4.89% | 4.93% | 0.22 | ||||
| Bay Shore 15-yr. fixed Mortgage Rates | Bay Shore 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.57% | 4.67% | 0.10 | Chase | 5.73% | 5.95% | 1.04 |
| Wells Fargo | 4.32% | 4.60% | 0.80 | ||||
| Chase | 4.33% | 4.61% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Bay Shore 7/1 ARM Mortgage Rates | Bay Shore 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.83% | 3.67% | 1.00 | Chase | 5.11% | 4.12% | 1.02 |
| Chase | 4.29% | 3.83% | 1.04 | ||||
| Bay Shore 5/1 ARM Mortgage Rates | Bay Shore 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.83% | 3.61% | 1.02 | Chase | 4.83% | 3.87% | 1.04 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Bay Shore 3/1 ARM Mortgage Rates | Bay Shore 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.98% | 3.60% | 1.00 | Chase | 5.56% | 3.84% | 1.02 |
| Chase | 4.20% | 3.63% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Bay Shore 1-yr. ARM Mortgage Rates | Bay Shore 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.04 |
Mortgage Statistics for Bay Shore, New York
| Bay Shore | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Bay Shore, NY  |
60,460 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Bay Shore mortgage. |
40,564 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Bay Shore mortgage. |
8,351 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Bay Shore mortgage. |
17,172 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Bay Shore, NY, where you might buy a home. |
20,575 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Bay Shore, where you might apply for a Bay Shore mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Bay Shore, NY |
$149,000 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Bay Shore mortgage interest rates. |
$56,128 | $46,322 | $43,800 |