Current Mortgage Rates in Baldwin, New York
Friday, December 05, 2008
Current Mortgage Rates*
Loan Type Baldwin Average |
|
| 30-yr. fixed | 5.50% |
| 15-yr. fixed | 5.25% |
| 5/1 ARM | 5.62% |
| 3/1 ARM | 5.62% |
*Mortgage Rates Updated: 12/03/2008
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Current Mortgage Rates in Baldwin, New York
| Baldwin 30-yr. fixed Mortgage Rates | Baldwin 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.61% | 6.83% | 1.49 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.67% | 6.83% | 0.91 | Bank of America | 7.44% | 7.70% | 1.84 |
| Wachovia | 6.10% | 6.23% | 0.61 | Wells Fargo | 9.32% | 9.42% | 0.67 |
| Wells Fargo | 6.09% | 6.19% | 0.73 | Chase | 7.87% | 8.02% | 1.09 |
| Chase | 6.07% | 6.23% | 0.95 | ||||
| Fifth Third Bank | 6.28% | 6.34% | 0.35 | ||||
| Baldwin 15-yr. fixed Mortgage Rates | Baldwin 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.27% | 6.74% | 2.35 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.17% | 6.46% | 1.09 | Bank of America | 7.27% | 7.65% | 1.54 |
| Wachovia | 5.69% | 5.96% | 0.78 | Wells Fargo | 8.34% | 8.49% | 0.63 |
| Wells Fargo | 5.98% | 6.14% | 0.58 | Chase | 8.33% | 8.58% | 1.14 |
| Chase | 5.88% | 6.14% | 0.92 | ||||
| Fifth Third Bank | 5.80% | 5.91% | 0.35 | ||||
| Baldwin 7/1 ARM Mortgage Rates | Baldwin 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 6.09% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.85% | 6.48% | 1.25 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.04% | 6.07% | 0.44 | Wells Fargo | 8.30% | 7.08% | 0.76 |
| Wells Fargo | 6.54% | 6.42% | 0.76 | Chase | 8.29% | 6.77% | 1.12 |
| Chase | 6.62% | 6.23% | 0.95 | ||||
| Baldwin 5/1 ARM Mortgage Rates | Baldwin 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.36% | 5.94% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.15% | 1.06 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 6.41% | 6.34% | 0.76 | Wells Fargo | 7.24% | 6.56% | 0.78 |
| Chase | 6.34% | 6.06% | 0.90 | Chase | 7.05% | 6.27% | 0.90 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Baldwin 3/1 ARM Mortgage Rates | Baldwin 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.83% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.53% | 6.09% | 1.11 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.79% | 0.34 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.89% | 6.36% | 0.91 | Chase | 7.30% | 6.01% | 1.03 |
| Chase | 5.89% | 5.80% | 1.04 | ||||
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Baldwin 1-yr. ARM Mortgage Rates | Baldwin 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.70% | 5.81% | 1.06 |
| Chase | 5.78% | 5.77% | 0.99 | ||||
| Baldwin 10-yr. fixed Mortgage Rates | Baldwin 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.66% | 6.02% | 0.69 | Wachovia | 6.06% | 6.06% | 0.52 |
Banks in Baldwin, New York
Beacon Federal Savings Association, 2303 Grand Avenue, Baldwin New York 11510Beacon Federal Savings Bank, 2303 Grand Ave, Baldwin New York 11510
Mortgage Statistics for Baldwin, New York
| Baldwin | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Baldwin, NY  |
32,346 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Baldwin mortgage. |
23,209 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Baldwin mortgage. |
5,800 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Baldwin mortgage. |
3,259 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Baldwin, NY, where you might buy a home. |
11,031 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Baldwin, where you might apply for a Baldwin mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Baldwin, NY |
$205,300 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Baldwin mortgage interest rates. |
$73,553 | $46,322 | $43,800 |