Current Mortgage Rates in Albion, New York
Friday, December 05, 2008
Current Mortgage Rates*
Loan Type Albion Average |
|
| 30-yr. fixed | 5.62% |
| 30-yr. fixed jumbo | 7.62% |
| 15-yr. fixed | 5.38% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.62% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 7.12% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 7.75% |
| 1-yr. ARM | 6.88% |
| 1-yr. ARM jumbo | 6.62% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 12/04/2008
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Current Mortgage Rates in Albion, New York
| Albion 30-yr. fixed Mortgage Rates | Albion 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.61% | 6.83% | 1.49 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.67% | 6.83% | 0.91 | Bank of America | 7.44% | 7.70% | 1.84 |
| Wachovia | 6.10% | 6.23% | 0.61 | Wells Fargo | 9.32% | 9.42% | 0.67 |
| Wells Fargo | 6.09% | 6.19% | 0.73 | Chase | 7.87% | 8.02% | 1.09 |
| Chase | 6.07% | 6.23% | 0.95 | ||||
| Fifth Third Bank | 6.28% | 6.34% | 0.35 | ||||
| Albion 15-yr. fixed Mortgage Rates | Albion 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.27% | 6.74% | 2.35 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.17% | 6.46% | 1.09 | Bank of America | 7.27% | 7.65% | 1.54 |
| Wachovia | 5.69% | 5.96% | 0.78 | Wells Fargo | 8.34% | 8.49% | 0.63 |
| Wells Fargo | 5.98% | 6.14% | 0.58 | Chase | 8.33% | 8.58% | 1.14 |
| Chase | 5.88% | 6.14% | 0.92 | ||||
| Fifth Third Bank | 5.80% | 5.91% | 0.35 | ||||
| Albion 7/1 ARM Mortgage Rates | Albion 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 6.09% | 0.97 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.85% | 6.48% | 1.25 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.04% | 6.07% | 0.44 | Wells Fargo | 8.30% | 7.08% | 0.76 |
| Wells Fargo | 6.54% | 6.42% | 0.76 | Chase | 8.29% | 6.77% | 1.12 |
| Chase | 6.62% | 6.23% | 0.95 | ||||
| Albion 5/1 ARM Mortgage Rates | Albion 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.36% | 5.94% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.15% | 1.06 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 6.41% | 6.34% | 0.76 | Wells Fargo | 7.24% | 6.56% | 0.78 |
| Chase | 6.34% | 6.06% | 0.90 | Chase | 7.05% | 6.27% | 0.90 |
| Fifth Third Bank | 6.22% | 5.97% | 0.30 | ||||
| Albion 3/1 ARM Mortgage Rates | Albion 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.83% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.53% | 6.09% | 1.11 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.79% | 0.34 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.89% | 6.36% | 0.91 | Chase | 7.30% | 6.01% | 1.03 |
| Chase | 5.89% | 5.80% | 1.04 | ||||
| Fifth Third Bank | 5.99% | 5.82% | 0.26 | ||||
| Albion 1-yr. ARM Mortgage Rates | Albion 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.70% | 5.81% | 1.06 |
| Chase | 5.78% | 5.77% | 0.99 | ||||
| Albion 10-yr. fixed Mortgage Rates | Albion 10/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wachovia | 5.66% | 6.02% | 0.69 | Wachovia | 6.06% | 6.06% | 0.52 |
Banks in Albion, New York
Albion Federal Savings and Loan Association, 48 North Main St, Albion New York 14411Credit Unions in Albion, New York
Albion School Employees, 254 East Ave, Albion NY 14411 (585) 589-9204Mortgage Statistics for Albion, New York
| Albion | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Albion, NY  |
14,676 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Albion mortgage. |
12,431 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Albion mortgage. |
1,474 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Albion mortgage. |
835 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Albion, NY, where you might buy a home. |
5,389 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Albion, where you might apply for a Albion mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Albion, NY |
$68,000 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Albion mortgage interest rates. |
$35,584 | $46,322 | $43,800 |