Current Mortgage Rates in Albany, New York
Saturday, September 06, 2008
Current Mortgage Rates*
Loan Type Albany Average |
|
| 30-yr. fixed | 6.50% |
| 30-yr. fixed jumbo | 6.88% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 6.62% |
| 7/1 ARM | 6.50% |
| 7/1 ARM jumbo | 7.12% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.38% |
| 3/1 ARM jumbo | 7.12% |
| 1-yr. ARM | 6.50% |
| 1-yr. ARM jumbo | 6.75% |
| 1-yr. LIBOR ARM | 5.50% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Albany, New York
| Albany 30-yr. fixed Mortgage Rates | Albany 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.15% | 7.49% | 2.30 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.00% | 7.10% | 0.08 |
| Wachovia | 6.31% | 6.45% | 0.70 | Wells Fargo | 7.12% | 7.19% | 0.12 |
| Wells Fargo | 6.75% | 6.99% | 0.25 | Chase | 6.88% | 6.94% | 0.25 |
| Chase | 6.75% | 6.84% | 0.25 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Albany 15-yr. fixed Mortgage Rates | Albany 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.20% | 8.26% | 5.68 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.25% | 7.39% | 0.00 |
| Wachovia | 5.76% | 6.04% | 0.88 | Wells Fargo | 7.83% | 7.96% | 0.44 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.38% | 6.48% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Albany 7/1 ARM Mortgage Rates | Albany 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.65 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.62% | 7.11% | 0.00 | ||||
| Albany 5/1 ARM Mortgage Rates | Albany 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.67% | 6.13% | 0.81 | Bank of America | 8.13% | 6.62% | 1.05 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Albany 3/1 ARM Mortgage Rates | Albany 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Albany 1-yr. ARM Mortgage Rates | Albany 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Albank, 10 North Pearl Street, Albany New York 12207
Albank Commercial, 56 North Pearl Street, Albany New York 12207
Bankers Trust Company of Albany, 35 State Street, Albany New York 12201
Bankers Trust Company of Albany, State Street and Broadway, Albany New York 12201
Capital Bank & Trust Company, 145 Wolf Road, Albany New York 12205
Charter One Commercial, 833 Broadway, Albany New York 12207
Chase Manhattan Bank of Eastern New York, 120 State Street, Albany New York 12207
Citizens Bank, 833 Broadway, Albany New York 12207
Evergreen Bank, 125 State Street, Albany New York 12207
Fleet Bank, 69 State Street, Albany New York 12201
Albank Commercial, 56 North Pearl Street, Albany New York 12207
Bankers Trust Company of Albany, 35 State Street, Albany New York 12201
Bankers Trust Company of Albany, State Street and Broadway, Albany New York 12201
Capital Bank & Trust Company, 145 Wolf Road, Albany New York 12205
Charter One Commercial, 833 Broadway, Albany New York 12207
Chase Manhattan Bank of Eastern New York, 120 State Street, Albany New York 12207
Citizens Bank, 833 Broadway, Albany New York 12207
Evergreen Bank, 125 State Street, Albany New York 12207
Fleet Bank, 69 State Street, Albany New York 12201
Home and City Savings Bank, 100 State Street, Albany New York 12201
Home Savings Bank of Upstate New York, 11 North Pearl Street, Albany New York 12207
Key Bank USA , 54 State Street, Albany New York 12207
Keybank, 66 South Pearl Street, Albany New York 12207
Mechanics Exchange Savings Bank, 41 State Street, Albany New York 12207
National Savings Bank of Albany, 90 State Street, Albany New York 12207
Onbank & Trust Company of Albany, 80 State Street, Albany New York 12201
The Bank of New York, Albany, 112 State Street, Albany New York 12201
West End Federal Savings and Loan Association of Albany, 854 Madison Ave, Albany New York 12203
Home Savings Bank of Upstate New York, 11 North Pearl Street, Albany New York 12207
Key Bank USA , 54 State Street, Albany New York 12207
Keybank, 66 South Pearl Street, Albany New York 12207
Mechanics Exchange Savings Bank, 41 State Street, Albany New York 12207
National Savings Bank of Albany, 90 State Street, Albany New York 12207
Onbank & Trust Company of Albany, 80 State Street, Albany New York 12201
The Bank of New York, Albany, 112 State Street, Albany New York 12201
West End Federal Savings and Loan Association of Albany, 854 Madison Ave, Albany New York 12203
Credit Unions in Albany, New York
Albany Firemens, 532 Central Ave, Albany NY 12206 (518) 453-9748Capital Communications, 18 Computer Drive East, Albany NY 12205 (518) 458-2195
Directors Choice, 426 New Karner Road, Albany NY 12205 (518) 456-2686
Empire Corporate, P.O. Box 15021, Albany NY 12212-5021 (518) 292-3800
Excelsior, P.O.BOX 13480, Albany NY 12212 (518) 456-7144
Fasny, 107 Washington Avenue, Albany NY 12210 (518) 434-7352
Health Employees, Albany Medical Center Mc-31, 43 New, Albany NY 12208 (518) 262-3090
Newspaper Employees, News Plaza Box 15000, Albany NY 12212 (518) 454-5363
Mortgage Statistics for Albany, New York
| Albany | New York | USA | |
|---|---|---|---|
| Population: Population - The population of Albany, NY  |
145,749 | 18,975,234 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Albany mortgage. |
105,972 | 12,743,413 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Albany mortgage. |
28,819 | 2,464,677 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Albany mortgage. |
6,273 | 2,378,309 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Albany, NY, where you might buy a home. |
67,146 | 7,678,244 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Albany, where you might apply for a Albany mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Albany, NY |
$100,952 | $182,342 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Albany mortgage interest rates. |
$37,954 | $46,322 | $43,800 |