Current Mortgage Rates in Wayne, New Jersey
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Wayne Average |
|
| 30-yr. fixed | 6.25% |
| 15-yr. fixed | 5.75% |
| 5/1 ARM | 6.38% |
| 3/1 ARM | 6.12% |
| FHA Mortgage | 6.25% |
| Fixed Rate Mortgage | 7.12% |
| VA Mortgage | 6.25% |
*Mortgage Rates Updated: 10/03/2008
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Current Mortgage Rates in Wayne, New Jersey
| Wayne 30-yr. fixed Mortgage Rates | Wayne 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.24% | 7.63% | 2.74 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.63% | 6.78% | 0.80 | Bank of America | 7.31% | 7.57% | 1.76 |
| Wachovia | 6.25% | 6.39% | 0.67 | Wells Fargo | 9.27% | 9.34% | 0.27 |
| Wells Fargo | 6.41% | 6.50% | 0.27 | Chase | 7.73% | 7.78% | 0.18 |
| Chase | 6.33% | 6.41% | 0.05 | ||||
| Wayne 15-yr. fixed Mortgage Rates | Wayne 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.20% | 8.25% | 5.56 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.22% | 6.48% | 0.88 | Bank of America | 7.19% | 7.58% | 1.59 |
| Wachovia | 5.73% | 6.00% | 0.84 | Wells Fargo | 7.96% | 8.08% | 0.42 |
| Wells Fargo | 6.16% | 6.30% | 0.34 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.08 | ||||
| Wayne 7/1 ARM Mortgage Rates | Wayne 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.50% | 6.41% | 1.30 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.76% | 5.82% | 0.61 | Wells Fargo | 8.39% | 7.44% | 0.28 |
| Wells Fargo | 7.27% | 6.83% | 0.19 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.87% | 6.38% | 0.05 | ||||
| Wayne 5/1 ARM Mortgage Rates | Wayne 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.56% | 6.16% | 0.89 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.02% | 6.54% | 0.26 | Wells Fargo | 7.80% | 6.81% | 0.35 |
| Chase | 6.90% | 6.25% | 0.03 | Chase | 7.84% | 6.64% | 0.00 |
| Wayne 3/1 ARM Mortgage Rates | Wayne 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.17% | 6.14% | 0.94 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.53% | 5.60% | 0.49 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Wayne 1-yr. ARM Mortgage Rates | Wayne 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Wayne, New Jersey
Anchor Savings Bank Federal Savings Bank New Jersey, 1401 Valley Road, Wayne New Jersey 7474Anthony Wayne Bank, 2055 Hamburg Turnpike, Wayne New Jersey 7470
Prospect Park National Bank, 400 Hamburg Turnpike, Wayne New Jersey 7470
Wayne Savings Bank, 1255 Hamburg Turnpike, Wayne New Jersey 7470
Mortgage Statistics for Wayne, New Jersey
| Wayne | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Wayne, NJ  |
54,069 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Wayne mortgage. |
48,687 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Wayne mortgage. |
895 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Wayne mortgage. |
2,754 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Wayne, NJ, where you might buy a home. |
19,218 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Wayne, where you might apply for a Wayne mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Wayne, NJ |
$278,200 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Wayne mortgage interest rates. |
$83,651 | $57,662 | $43,800 |