Current Mortgage Rates in Toms River, New Jersey
Saturday, October 11, 2008
Current Mortgage Rates*
Loan Type Toms River Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.00% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 6.62% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.50% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.25% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 5.75% |
| 1-yr. ARM | 5.38% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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From Top Lenders
Current Mortgage Rates in Toms River, New Jersey
| Toms River 30-yr. fixed Mortgage Rates | Toms River 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.22% | 7.61% | 2.68 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.60% | 6.75% | 0.80 | Bank of America | 7.34% | 7.60% | 1.79 |
| Wachovia | 6.24% | 6.37% | 0.65 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Toms River 15-yr. fixed Mortgage Rates | Toms River 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.17% | 8.20% | 5.43 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.21% | 6.46% | 0.88 | Bank of America | 7.22% | 7.62% | 1.64 |
| Wachovia | 5.73% | 6.00% | 0.81 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Toms River 7/1 ARM Mortgage Rates | Toms River 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.47% | 6.44% | 1.23 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Toms River 5/1 ARM Mortgage Rates | Toms River 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.18% | 0.89 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Toms River 3/1 ARM Mortgage Rates | Toms River 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.13% | 6.19% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Toms River 1-yr. ARM Mortgage Rates | Toms River 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Toms River, New Jersey
First State Bank, 975 Hooper Avenue, Toms River New Jersey 8753Jersey Shore Savings and Loan Association, 36 Washington St, Toms River New Jersey 8753
Oceanfirst Bank, 975 Hooper Avenue, Toms River New Jersey 8754
Shore Community Bank, 1012 Hooper Avenue, Toms River New Jersey 8753
The First National Bank of Toms River, N.J. , 40 Main Street, Toms River New Jersey 8753
Credit Unions in Toms River, New Jersey
Mon-oc, P. O. Box 1172, Toms River NJ 08754-1172 (732) 341-3550Mortgage Statistics for Toms River, New Jersey
| Toms River | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Toms River, NJ  |
119,718 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Toms River mortgage. |
111,795 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Toms River mortgage. |
2,945 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Toms River mortgage. |
5,010 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Toms River, NJ, where you might buy a home. |
52,444 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Toms River, where you might apply for a Toms River mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Toms River, NJ |
$128,521 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Toms River mortgage interest rates. |
$46,874 | $57,662 | $43,800 |