Current Mortgage Rates in Somerville, New Jersey
Friday, November 20, 2009
Current Mortgage Rates*
Loan Type Somerville Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.25% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.62% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.50% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Somerville, New Jersey
| Somerville 30-yr. fixed Mortgage Rates | Somerville 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.24% | 0.18 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.87% | 5.05% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.88% | 5.04% | 1.00 | ||||
| Somerville 15-yr. fixed Mortgage Rates | Somerville 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.69% | 0.11 | Chase | 5.73% | 5.95% | 1.04 |
| Wells Fargo | 4.32% | 4.60% | 0.80 | ||||
| Chase | 4.33% | 4.61% | 1.02 | ||||
| Somerville 7/1 ARM Mortgage Rates | Somerville 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.11% | 4.12% | 1.02 |
| Chase | 4.29% | 3.83% | 1.04 | ||||
| Somerville 5/1 ARM Mortgage Rates | Somerville 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.83% | 3.61% | 1.02 | Chase | 4.83% | 3.87% | 1.04 |
| Somerville 3/1 ARM Mortgage Rates | Somerville 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.98% | 3.60% | 1.00 | Chase | 5.56% | 3.84% | 1.02 |
| Chase | 4.20% | 3.63% | 1.00 | ||||
| Somerville 1-yr. ARM Mortgage Rates | Somerville 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.04 |
Banks in Somerville, New Jersey
Mid-jersey National Bank, 50 Division Street, Somerville New Jersey 8876New Jersey Savings Bank, 10 West High Street, Somerville New Jersey 8876
Somerset Trust Company, Somerset Shopping Center, Somerville New Jersey 8876
Mortgage Statistics for Somerville, New Jersey
| Somerville | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Somerville, NJ  |
41,956 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Somerville mortgage. |
33,814 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Somerville mortgage. |
2,812 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Somerville mortgage. |
3,722 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Somerville, NJ, where you might buy a home. |
16,233 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Somerville, where you might apply for a Somerville mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Somerville, NJ |
$185,800 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Somerville mortgage interest rates. |
$68,213 | $57,662 | $43,800 |