Current Mortgage Rates in Ridgewood, New Jersey
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Ridgewood Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.25% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.62% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Ridgewood, New Jersey
| Ridgewood 30-yr. fixed Mortgage Rates | Ridgewood 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.24% | 0.18 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Ridgewood 15-yr. fixed Mortgage Rates | Ridgewood 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.69% | 0.11 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Ridgewood 7/1 ARM Mortgage Rates | Ridgewood 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Ridgewood 5/1 ARM Mortgage Rates | Ridgewood 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Ridgewood 3/1 ARM Mortgage Rates | Ridgewood 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Ridgewood 1-yr. ARM Mortgage Rates | Ridgewood 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Ridgewood, New Jersey
Citizens Community Bank, 171 East Ridgewood Avenue, Ridgewood New Jersey 7450Citizens First National Bank of New Jersey, 54 East Ridgewood Avenue, Ridgewood New Jersey 7450
Co-operative Savings and Loan Association of Bergen County, 531 North Maple Avenue, Ridgewood New Jersey 7450
Ridgewood Savings Bank of New Jersey, 55 North Broad Street, Ridgewood New Jersey 7450
Mortgage Statistics for Ridgewood, New Jersey
| Ridgewood | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Ridgewood, NJ  |
24,936 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ridgewood mortgage. |
21,899 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ridgewood mortgage. |
409 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ridgewood mortgage. |
942 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ridgewood, NJ, where you might buy a home. |
8,802 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ridgewood, where you might apply for a Ridgewood mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ridgewood, NJ |
$382,000 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ridgewood mortgage interest rates. |
$104,286 | $57,662 | $43,800 |