Current Mortgage Rates in Ridgefield, New Jersey
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Ridgefield Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.25% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.62% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Ridgefield, New Jersey
| Ridgefield 30-yr. fixed Mortgage Rates | Ridgefield 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.24% | 0.18 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Ridgefield 15-yr. fixed Mortgage Rates | Ridgefield 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.69% | 0.11 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Ridgefield 7/1 ARM Mortgage Rates | Ridgefield 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Ridgefield 5/1 ARM Mortgage Rates | Ridgefield 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Ridgefield 3/1 ARM Mortgage Rates | Ridgefield 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Ridgefield 1-yr. ARM Mortgage Rates | Ridgefield 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Mortgage Statistics for Ridgefield, New Jersey
| Ridgefield | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Ridgefield, NJ  |
10,830 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ridgefield mortgage. |
8,217 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ridgefield mortgage. |
83 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ridgefield mortgage. |
1,494 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ridgefield, NJ, where you might buy a home. |
4,120 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ridgefield, where you might apply for a Ridgefield mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ridgefield, NJ |
$242,500 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ridgefield mortgage interest rates. |
$54,081 | $57,662 | $43,800 |