Current Mortgage Rates in Passaic, New Jersey
Saturday, October 11, 2008
Current Mortgage Rates*
Loan Type Passaic Average |
|
| 30-yr. fixed | 5.88% |
| 15-yr. fixed | 5.50% |
| 5/1 ARM | 6.00% |
| 3/1 ARM | 5.88% |
| FHA Mortgage | 6.00% |
| Fixed Rate Mortgage | 6.88% |
| VA Mortgage | 6.00% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Passaic, New Jersey
| Passaic 30-yr. fixed Mortgage Rates | Passaic 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.22% | 7.61% | 2.68 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.60% | 6.75% | 0.80 | Bank of America | 7.34% | 7.60% | 1.79 |
| Wachovia | 6.24% | 6.37% | 0.65 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Passaic 15-yr. fixed Mortgage Rates | Passaic 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.17% | 8.20% | 5.43 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.21% | 6.46% | 0.88 | Bank of America | 7.22% | 7.62% | 1.64 |
| Wachovia | 5.73% | 6.00% | 0.81 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Passaic 7/1 ARM Mortgage Rates | Passaic 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.47% | 6.44% | 1.23 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Passaic 5/1 ARM Mortgage Rates | Passaic 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.18% | 0.89 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Passaic 3/1 ARM Mortgage Rates | Passaic 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.13% | 6.19% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Passaic 1-yr. ARM Mortgage Rates | Passaic 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Passaic, New Jersey
Jefferson National Bank, 155 Jefferson Street, Passaic New Jersey 7055North Jersey Federal Savings Association, 625 Main Avenue, Passaic New Jersey 7055
North Jersey Savings and Loan Association, 625 Main Ave, Passaic New Jersey 7055
Valley National Bank, 615 Main Street, Passaic New Jersey 7055
Credit Unions in Passaic, New Jersey
Passaic Police, 330 Passaic ST. , Passaic NJ 7055 (973) 365-3994Mortgage Statistics for Passaic, New Jersey
| Passaic | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Passaic, NJ  |
67,869 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Passaic mortgage. |
24,030 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Passaic mortgage. |
9,397 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Passaic mortgage. |
42,402 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Passaic, NJ, where you might buy a home. |
20,195 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Passaic, where you might apply for a Passaic mortgage. |
3 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Passaic, NJ |
$156,500 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Passaic mortgage interest rates. |
$33,633 | $57,662 | $43,800 |