Current Mortgage Rates in Ocean City, New Jersey
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Ocean City Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.25% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 4.62% |
| 7/1 ARM | 4.62% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.25% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Ocean City, New Jersey
| Ocean City 30-yr. fixed Mortgage Rates | Ocean City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.20% | 5.24% | 0.18 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Ocean City 15-yr. fixed Mortgage Rates | Ocean City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.62% | 4.69% | 0.11 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Ocean City 7/1 ARM Mortgage Rates | Ocean City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Ocean City 5/1 ARM Mortgage Rates | Ocean City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Ocean City 3/1 ARM Mortgage Rates | Ocean City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Ocean City 1-yr. ARM Mortgage Rates | Ocean City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Ocean City, New Jersey
Coastal State Bank, Ninth Street and Central Avenue, Ocean City New Jersey 8226Crown Bank, 801 Asbury Avenue, Ocean City New Jersey 8226
Ocean City Home Bank, 1001 Asbury Ave, Ocean City New Jersey 8226
The Cape May County National Bank, 801 Asbury Avenue, Ocean City New Jersey 8226
Mortgage Statistics for Ocean City, New Jersey
| Ocean City | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Ocean City, NJ  |
15,378 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ocean City mortgage. |
14,389 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ocean City mortgage. |
663 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ocean City mortgage. |
306 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ocean City, NJ, where you might buy a home. |
20,298 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ocean City, where you might apply for a Ocean City mortgage. |
0 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ocean City, NJ |
$215,200 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ocean City mortgage interest rates. |
$44,158 | $57,662 | $43,800 |