Current Mortgage Rates in Montclair, New Jersey

Thursday, August 28, 2008



Current Mortgage Rates*

Loan Type
Montclair Average
30-yr. fixed6.75%
30-yr. fixed jumbo6.88%
15-yr. fixed6.12%
15-yr. fixed jumbo6.38%
7/1 ARM6.12%
7/1 ARM jumbo6.75%
5/1 ARM6.12%
5/1 ARM jumbo6.25%
3/1 ARM5.88%
3/1 ARM jumbo6.75%
1-yr. ARM5.88%
1-yr. ARM jumbo6.25%
1-yr. LIBOR ARM5.38%
*Mortgage Rates Updated: 08/27/2008

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Current Mortgage Rates in Montclair, New Jersey

Montclair 30-yr. fixed Mortgage Rates Montclair 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.41%7.85%3.25Citibank7.00%7.14%0.25
Bank of America6.80%6.94%0.72Bank of America7.00%7.10%0.08
Wachovia6.31%6.44%0.70Wells Fargo7.12%7.19%0.12
Wells Fargo6.75%6.99%0.25Chase6.88%6.94%0.25
Chase6.75%6.84%0.25 
Montclair 15-yr. fixed Mortgage Rates Montclair 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.31%8.46%6.20Citibank6.75%6.89%0.00
Bank of America6.25%6.50%0.81Bank of America7.25%7.39%0.00
Wachovia5.76%6.04%0.87Wells Fargo7.81%7.94%0.43
Wells Fargo6.22%6.35%0.32Chase6.50%6.59%0.00
Chase6.38%6.48%0.12 
Montclair 7/1 ARM Mortgage Rates Montclair 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.64Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.62%7.15%0.12
Chase6.62%7.11%0.00 
Montclair 5/1 ARM Mortgage Rates Montclair 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.66%6.12%0.82Bank of America8.14%6.63%1.05
Wells Fargo6.38%7.27%0.38Wells Fargo6.38%7.24%0.25
Chase6.50%7.18%0.00Chase6.75%7.32%0.00
Montclair 3/1 ARM Mortgage Rates Montclair 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America6.50%7.54%0.17Bank of America6.88%7.60%0.08
Wachovia5.50%5.58%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Montclair 1-yr. ARM Mortgage Rates Montclair 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Banks in Montclair, New Jersey

First Federal Savings and Loan Association of Montclair, 29 Park St, Montclair New Jersey 7042
Montclair National Bank and Trust Company, 475 Bloomfield Avenue, Montclair New Jersey 7042
The Montclair Savings Bank, 441 Bloomfield Avenue, Montclair New Jersey 7042

Mortgage Statistics for Montclair, New Jersey

  Montclair New Jersey USA
Population:
Population - The population of Montclair, NJ
 38,812 8,413,990 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Montclair mortgage.
 23,208 6,102,477 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Montclair mortgage.
 12,403 1,137,013 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Montclair mortgage.
 1,996 1,111,892 34,671,551
HouseHolds:
HouseHolds - The total number of households in Montclair, NJ, where you might buy a home.
 15,411 3,310,197 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Montclair, where you might apply for a Montclair mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Montclair, NJ
 $263,598 $179,635 $132,188
Income per Household:
Income per Household - The household income where you might compare Montclair mortgage interest rates.
 $76,306 $57,662 $43,800

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