Current Mortgage Rates in Kearny, New Jersey
Saturday, October 11, 2008
Current Mortgage Rates*
Loan Type Kearny Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.00% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 6.62% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.50% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.25% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 5.75% |
| 1-yr. ARM | 5.38% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Kearny, New Jersey
| Kearny 30-yr. fixed Mortgage Rates | Kearny 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.22% | 7.61% | 2.68 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.60% | 6.75% | 0.80 | Bank of America | 7.34% | 7.60% | 1.79 |
| Wachovia | 6.24% | 6.37% | 0.65 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Kearny 15-yr. fixed Mortgage Rates | Kearny 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.17% | 8.20% | 5.43 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.21% | 6.46% | 0.88 | Bank of America | 7.22% | 7.62% | 1.64 |
| Wachovia | 5.73% | 6.00% | 0.81 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Kearny 7/1 ARM Mortgage Rates | Kearny 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.47% | 6.44% | 1.23 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Kearny 5/1 ARM Mortgage Rates | Kearny 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.18% | 0.89 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Kearny 3/1 ARM Mortgage Rates | Kearny 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.13% | 6.19% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Kearny 1-yr. ARM Mortgage Rates | Kearny 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Kearny, New Jersey
Equity Savings and Loan Association, 583 Kearny Avenue, Kearny New Jersey 7032Kearny Federal Savings Bank, 614 Kearny Avenue, Kearny New Jersey 7032
Monarch Bank, 249 Kearny Ave, Kearny New Jersey 7032
Schuyler Savings Bank, 24 Davis Ave, Kearny New Jersey 7032
The First National Bank and Trust Company of Kearny, 582 Kearny Avenue, Kearny New Jersey 7032
Credit Unions in Kearny, New Jersey
Kearny Municipal Employees, 645 Kearny Avenue, Kearny NJ 7032 (201) 997-8434Mortgage Statistics for Kearny, New Jersey
| Kearny | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Kearny, NJ  |
40,548 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Kearny mortgage. |
30,697 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Kearny mortgage. |
1,610 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Kearny mortgage. |
11,099 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Kearny, NJ, where you might buy a home. |
13,884 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Kearny, where you might apply for a Kearny mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Kearny, NJ |
$166,600 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Kearny mortgage interest rates. |
$47,757 | $57,662 | $43,800 |