Current Mortgage Rates in Jersey City, New Jersey
Saturday, September 06, 2008
Current Mortgage Rates*
Loan Type Jersey City Average |
|
| 30-yr. fixed | 6.38% |
| 30-yr. fixed jumbo | 6.62% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 6.12% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.75% |
| 1-yr. ARM | 6.50% |
| 1-yr. ARM jumbo | 6.75% |
| 1-yr. LIBOR ARM | 5.50% |
*Mortgage Rates Updated: 09/04/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Jersey City, New Jersey
| Jersey City 30-yr. fixed Mortgage Rates | Jersey City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 7.80% | 3.10 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.00% | 7.10% | 0.08 |
| Wachovia | 6.31% | 6.44% | 0.70 | Wells Fargo | 7.12% | 7.19% | 0.12 |
| Wells Fargo | 6.75% | 6.99% | 0.25 | Chase | 6.88% | 6.94% | 0.25 |
| Chase | 6.75% | 6.84% | 0.25 | ||||
| Jersey City 15-yr. fixed Mortgage Rates | Jersey City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.31% | 8.46% | 6.20 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.50% | 0.81 | Bank of America | 7.25% | 7.39% | 0.00 |
| Wachovia | 5.76% | 6.04% | 0.87 | Wells Fargo | 7.83% | 7.95% | 0.44 |
| Wells Fargo | 6.21% | 6.35% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.38% | 6.48% | 0.12 | ||||
| Jersey City 7/1 ARM Mortgage Rates | Jersey City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.62% | 7.11% | 0.00 | ||||
| Jersey City 5/1 ARM Mortgage Rates | Jersey City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.66% | 6.12% | 0.82 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Jersey City 3/1 ARM Mortgage Rates | Jersey City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Jersey City 1-yr. ARM Mortgage Rates | Jersey City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
First State Bank of Hudson County, Hudson Shopping Plaza, Route 440, Jersey City New Jersey 7304
Fleet Bank, 30 Montgomery Street, Jersey City New Jersey 7302
Morgan Stanley Trust, Harborside Financial Center, Plaza 2, Jersey City New Jersey 7311
National Westminster Bank USA , 10 Exchange Place, Jersey City New Jersey 7302
North Jersey National Bank, Montgomery and Washington Streets, Jersey City New Jersey 7303
Statewide Savings Bank, Sla, 70 Sip Avenue, Jersey City New Jersey 7306
Td Bank USA , 1 Harborside Financial Center Plaza 4a, 8th Floor, Jersey City New Jersey 7311
Td Waterhouse Bank, Harborside Financial Center, Jersey City New Jersey 7311
The Fifth Ward Savings Bank, Pavonia Avenue and Grove Street, Jersey City New Jersey 7302
The Provident Bank, Washington and York Streets, Jersey City New Jersey 7303
Fleet Bank, 30 Montgomery Street, Jersey City New Jersey 7302
Morgan Stanley Trust, Harborside Financial Center, Plaza 2, Jersey City New Jersey 7311
National Westminster Bank USA , 10 Exchange Place, Jersey City New Jersey 7302
North Jersey National Bank, Montgomery and Washington Streets, Jersey City New Jersey 7303
Statewide Savings Bank, Sla, 70 Sip Avenue, Jersey City New Jersey 7306
Td Bank USA , 1 Harborside Financial Center Plaza 4a, 8th Floor, Jersey City New Jersey 7311
Td Waterhouse Bank, Harborside Financial Center, Jersey City New Jersey 7311
The Fifth Ward Savings Bank, Pavonia Avenue and Grove Street, Jersey City New Jersey 7302
The Provident Bank, Washington and York Streets, Jersey City New Jersey 7303
The Trust Company of New Jersey, 35 Journal Square, Jersey City New Jersey 7306
Credit Unions in Jersey City, New Jersey
Jersey City Firemen, 666 Summit Ave, Jersey City NJ 7306 (201) 653-8900Jersey City Police, 161 Sterling Avenue, Jersey City NJ 7305 (201) 547-5388
Liberty Savings, 666 Newark Avenue, Jersey City NJ 7306 (201) 659-3900
N.Y. B & Fmc, 80 County Road RM. 100, Jersey City NJ 7097 (201) 659-8729
Ocnac #1, 1082 Summit Avenue, Jersey City NJ 7307 (201) 420-1026
Path, One Path Plaza, Jersey City NJ 7306 (201) 216-6094
Mortgage Statistics for Jersey City, New Jersey
| Jersey City | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Jersey City, NJ  |
240,055 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Jersey City mortgage. |
81,637 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Jersey City mortgage. |
67,994 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Jersey City mortgage. |
67,952 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Jersey City, NJ, where you might buy a home. |
93,648 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Jersey City, where you might apply for a Jersey City mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Jersey City, NJ |
$143,175 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Jersey City mortgage interest rates. |
$38,789 | $57,662 | $43,800 |