Current Mortgage Rates in Bayonne, New Jersey
Sunday, October 12, 2008
Current Mortgage Rates*
Loan Type Bayonne Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.00% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 6.62% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 6.50% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.25% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 5.75% |
| 1-yr. ARM | 5.38% |
| 1-yr. ARM jumbo | 5.62% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Bayonne, New Jersey
| Bayonne 30-yr. fixed Mortgage Rates | Bayonne 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.22% | 7.61% | 2.68 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.60% | 6.75% | 0.80 | Bank of America | 7.34% | 7.60% | 1.79 |
| Wachovia | 6.24% | 6.37% | 0.65 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Bayonne 15-yr. fixed Mortgage Rates | Bayonne 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.17% | 8.20% | 5.43 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.21% | 6.46% | 0.88 | Bank of America | 7.22% | 7.62% | 1.64 |
| Wachovia | 5.73% | 6.00% | 0.81 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Bayonne 7/1 ARM Mortgage Rates | Bayonne 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.47% | 6.44% | 1.23 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Bayonne 5/1 ARM Mortgage Rates | Bayonne 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.52% | 6.18% | 0.89 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Bayonne 3/1 ARM Mortgage Rates | Bayonne 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.13% | 6.19% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Bayonne 1-yr. ARM Mortgage Rates | Bayonne 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Bayonne, New Jersey
Bayonne Community Bank, 860 Broadway, Bayonne New Jersey 7002First Savings Bank of New Jersey Sla, 568 Broadway, Bayonne New Jersey 7002
Pamrapo Savings Bank, Sla, 611 Avenue C, Bayonne New Jersey 7002
Credit Unions in Bayonne, New Jersey
Bayonne City Employees, 630 Avenue C - City Hall, Bayonne NJ 7002 (201) 858-6098Bayonne Hospital Employees, 29 East 29th Street, Bayonne NJ 7002 (201) 858-5244
Bayonne School Employees, 28th Street & Avenue A, Bayonne NJ 7002 (201) 858-5978
Mortgage Statistics for Bayonne, New Jersey
| Bayonne | New Jersey | USA | |
|---|---|---|---|
| Population: Population - The population of Bayonne, NJ  |
61,842 | 8,413,990 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Bayonne mortgage. |
48,631 | 6,102,477 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Bayonne mortgage. |
3,416 | 1,137,013 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Bayonne mortgage. |
11,015 | 1,111,892 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Bayonne, NJ, where you might buy a home. |
26,826 | 3,310,197 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Bayonne, where you might apply for a Bayonne mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Bayonne, NJ |
$169,400 | $179,635 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Bayonne mortgage interest rates. |
$41,566 | $57,662 | $43,800 |