Current Mortgage RatesSunday, November 23, 2008Negotiating with your loan representative when mortgage refinancing is much more than haggling over interest rates. Your mortgage company needs to accept your terms before you agree to their loan. Didn't know you had terms for your mortgage company? Here are several tips to help you negotiate with your loan representative when choosing a company or broker for mortgage refinancing.
All about Cash Out Refinance Rates Finding out Refinancing Rates for Mobile Homes What is the Mortgage Interest Rate? What Determines the Interest Rate? What is the reason behind interest rates rising and falling all the time? What is APR? Does the APR Help? Find out the Current Refinance Rate What is the Optimal Way to Lower Mortgage Rates Where and How to Research Refinance Rates What are Rate & Terms for Refinancing Rates Where to find Buy Down Mortgage Rates Get Current Mortgage Rates
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Loan Type National Average |
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| 30-yr. fixed | 6.00% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 7.50% |
| 7/1 ARM | 6.12% |
| 5/1 ARM | 5.75% |
| 3/1 ARM | 5.88% |
| 1-yr. ARM | 6.62% |
| 1-yr. LIBOR ARM | 6.00% |
| 10/1 ARM | 7.75% |
| 40-yr. fixed | 7.38% |