Current Mortgage Rates

Sunday, October 12, 2008



It may sound almost too simplistic: but one of the most effective ways to avoid any future debt problems is to learn to manage your finances. Whether we like it or not, in this day and age that doesn't mean sitting down at the kitchen table on Sunday night trying to balance our checkbook. What it does mean is taking full advantage of the system in place so that you pay all your bills on time.

There are a number of ways to go about getting debt help. The most common way to receive debt help is by using outside resources. There are many individuals who mistakenly think that they can get themselves out of debt all on their own. It is true that some individuals may be able to pay off all of their overdue bills on their own, but it can be a very long and difficult process. For this reason, there are many debt ridden individuals who seek debt help from trained professionals. Debt help come can in all different shapes and forms. Outside debt help is likely to come from an individual person or a business; however, it is possible to obtain debt help from resource guides. There are a number of books, online resources, or software programs that provide readers with helpful debt information or tips. These items are great for debt ridden individuals who are unable to work with a bookkeeper, a debt consolidator, or a debt management program.




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Current Mortgage Rates*

Loan Type
National Average
30-yr. fixed6.12%
30-yr. fixed jumbo7.62%
15-yr. fixed5.88%
15-yr. fixed jumbo7.12%
7/1 ARM6.25%
5/1 ARM6.00%
3/1 ARM5.88%
1-yr. ARM5.50%
1-yr. LIBOR ARM6.12%
10/1 ARM8.25%
40-yr. fixed7.12%
*Mortgage Rates Updated: 10/07/2008