Current Mortgage Rates in West Point, Mississippi
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type West Point Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.25% |
| 7/1 ARM | 6.75% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.38% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.12% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 6.38% |
*Mortgage Rates Updated: 10/03/2008
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Current Mortgage Rates in West Point, Mississippi
| West Point 30-yr. fixed Mortgage Rates | West Point 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.73% | 8.31% | 4.49 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.66% | 6.80% | 0.80 | Bank of America | 7.40% | 7.67% | 1.87 |
| Wachovia | 6.25% | 6.39% | 0.73 | Wells Fargo | 9.27% | 9.34% | 0.27 |
| Wells Fargo | 6.41% | 6.50% | 0.27 | Chase | 7.73% | 7.78% | 0.18 |
| Chase | 6.33% | 6.41% | 0.05 | ||||
| Fifth Third Bank | 6.42% | 6.49% | 0.35 | ||||
| West Point 15-yr. fixed Mortgage Rates | West Point 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.38% | 8.60% | 6.63 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.52% | 0.94 | Bank of America | 7.09% | 7.46% | 1.51 |
| Wachovia | 5.73% | 5.99% | 0.84 | Wells Fargo | 7.96% | 8.08% | 0.42 |
| Wells Fargo | 6.16% | 6.30% | 0.34 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.08 | ||||
| Fifth Third Bank | 5.88% | 5.99% | 0.38 | ||||
| West Point 7/1 ARM Mortgage Rates | West Point 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.43% | 6.37% | 1.13 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.77% | 5.82% | 0.61 | Wells Fargo | 8.39% | 7.44% | 0.28 |
| Wells Fargo | 7.27% | 6.83% | 0.19 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.87% | 6.38% | 0.05 | ||||
| West Point 5/1 ARM Mortgage Rates | West Point 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.51% | 6.14% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.02% | 6.54% | 0.26 | Wells Fargo | 7.80% | 6.81% | 0.35 |
| Chase | 6.90% | 6.25% | 0.03 | Chase | 7.84% | 6.64% | 0.00 |
| Fifth Third Bank | 6.20% | 5.97% | 0.28 | ||||
| West Point 3/1 ARM Mortgage Rates | West Point 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.13% | 6.12% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.53% | 5.60% | 0.49 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.77% | 5.79% | 0.26 | ||||
| West Point 1-yr. ARM Mortgage Rates | West Point 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in West Point, Mississippi
Clay County Bank and Trust Company, 314 West Main Street, West Point Mississippi 39773Clay County Federal Savings and Loan Association, 551 East Main Street, West Point Mississippi 39773
The Bank of West Point, 312 East Broad Street, West Point Mississippi 39773
The First National Bank of West Point, 107 Commerce Street, West Point Mississippi 39773
Credit Unions in West Point, Mississippi
B & W MISS. Employees, Pob 1036, West Point MS 39773 (662) 494-7473Mortgage Statistics for West Point, Mississippi
| West Point | Mississippi | USA | |
|---|---|---|---|
| Population: Population - The population of West Point, MS  |
17,520 | 2,833,851 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a West Point mortgage. |
7,645 | 1,736,589 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a West Point mortgage. |
9,723 | 1,032,775 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a West Point mortgage. |
148 | 39,291 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in West Point, MS, where you might buy a home. |
7,064 | 1,156,436 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in West Point, where you might apply for a West Point mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in West Point, MS |
$60,200 | $66,412 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare West Point mortgage interest rates. |
$27,983 | $31,751 | $43,800 |