Current Mortgage Rates in Columbus, Mississippi
Monday, October 13, 2008
Current Mortgage Rates*
Loan Type Columbus Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.25% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.12% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Columbus, Mississippi
| Columbus 30-yr. fixed Mortgage Rates | Columbus 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.72% | 8.29% | 4.44 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.62% | 6.77% | 0.81 | Bank of America | 7.42% | 7.69% | 1.87 |
| Wachovia | 6.24% | 6.38% | 0.71 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Columbus 15-yr. fixed Mortgage Rates | Columbus 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 8.58% | 6.58 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.24% | 6.51% | 0.94 | Bank of America | 7.13% | 7.51% | 1.56 |
| Wachovia | 5.73% | 5.99% | 0.82 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Columbus 7/1 ARM Mortgage Rates | Columbus 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.41% | 6.40% | 1.08 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Columbus 5/1 ARM Mortgage Rates | Columbus 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.49% | 6.16% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Columbus 3/1 ARM Mortgage Rates | Columbus 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.09% | 6.17% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Columbus 1-yr. ARM Mortgage Rates | Columbus 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Columbus, Mississippi
Citizens National Bank of Columbus, 605 Second Avenue North, Columbus Mississippi 39701First Federal Bank For Savings, 1121 Main Street, Columbus Mississippi 39701
First-columbus National Bank, 710 Main Street, Columbus Mississippi 39701
The National Bank of Commerce of Columbus, 803 Main Street, Columbus Mississippi 39701
Unisouth Banking Corporation, 624 Main Street, Columbus Mississippi 39701
Credit Unions in Columbus, Mississippi
Columbus Air Force Base, P.O. Box 8300, Columbus MS 39705 (662) 434-6052Columbus Municipal, P. O. Box 1444, Columbus MS 39703 (662) 327-3030
Columbus-lowndes Educational, P. O. Box 9005, Columbus MS 39705 (662) 327-0384
Members 1st Community, P. O. Box 2039, Columbus MS 39704 (662) 243-1181
Muw Employees, 1100 College Street Muw41, Columbus MS 39701 (662) 372-2500
Mortgage Statistics for Columbus, Mississippi
| Columbus | Mississippi | USA | |
|---|---|---|---|
| Population: Population - The population of Columbus, MS  |
56,033 | 2,833,851 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Columbus mortgage. |
31,560 | 1,736,589 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Columbus mortgage. |
23,323 | 1,032,775 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Columbus mortgage. |
639 | 39,291 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Columbus, MS, where you might buy a home. |
22,879 | 1,156,436 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Columbus, where you might apply for a Columbus mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Columbus, MS |
$72,708 | $66,412 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Columbus mortgage interest rates. |
$32,404 | $31,751 | $43,800 |