Current Mortgage Rates in Wayzata, Minnesota
Monday, October 06, 2008
Current Mortgage Rates*
Loan Type Wayzata Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.75% |
| 7/1 ARM jumbo | 7.38% |
| 5/1 ARM | 6.38% |
| 5/1 ARM jumbo | 6.88% |
| 3/1 ARM | 6.12% |
| 3/1 ARM jumbo | 6.50% |
| 1-yr. ARM | 4.88% |
| 1-yr. ARM jumbo | 6.12% |
| 1-yr. LIBOR ARM | 6.38% |
*Mortgage Rates Updated: 10/03/2008
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Current Mortgage Rates in Wayzata, Minnesota
| Wayzata 30-yr. fixed Mortgage Rates | Wayzata 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.73% | 8.29% | 4.41 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.64% | 6.79% | 0.80 | Bank of America | 7.43% | 7.70% | 1.87 |
| Wachovia | 6.25% | 6.39% | 0.72 | Wells Fargo | 9.27% | 9.34% | 0.27 |
| Wells Fargo | 6.41% | 6.50% | 0.27 | Chase | 7.73% | 7.78% | 0.18 |
| Chase | 6.33% | 6.41% | 0.05 | ||||
| Fifth Third Bank | 6.42% | 6.49% | 0.35 | ||||
| Wayzata 15-yr. fixed Mortgage Rates | Wayzata 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.38% | 8.59% | 6.56 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.22% | 6.48% | 0.92 | Bank of America | 7.26% | 7.66% | 1.66 |
| Wachovia | 5.73% | 5.99% | 0.84 | Wells Fargo | 7.96% | 8.08% | 0.42 |
| Wells Fargo | 6.16% | 6.30% | 0.34 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.08 | ||||
| Fifth Third Bank | 5.88% | 5.99% | 0.38 | ||||
| Wayzata 7/1 ARM Mortgage Rates | Wayzata 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.61% | 6.44% | 0.98 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.76% | 5.82% | 0.61 | Wells Fargo | 8.39% | 7.44% | 0.28 |
| Wells Fargo | 7.27% | 6.83% | 0.19 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.87% | 6.38% | 0.05 | ||||
| Wayzata 5/1 ARM Mortgage Rates | Wayzata 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.48% | 6.13% | 0.87 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.02% | 6.54% | 0.26 | Wells Fargo | 7.80% | 6.81% | 0.35 |
| Chase | 6.90% | 6.25% | 0.03 | Chase | 7.84% | 6.64% | 0.00 |
| Fifth Third Bank | 6.20% | 5.97% | 0.28 | ||||
| Wayzata 3/1 ARM Mortgage Rates | Wayzata 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.03% | 6.10% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.53% | 5.60% | 0.49 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.77% | 5.79% | 0.26 | ||||
| Wayzata 1-yr. ARM Mortgage Rates | Wayzata 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Wayzata, Minnesota
Anchor Bank, 1053 East Wayzata Boulevard, Wayzata Minnesota 55391Community Bank Minnesota Valley, 150 West Lake Street, Wayzata Minnesota 55391
First Bank Anoka, 771 East Lake Street, Wayzata Minnesota 55391
Investors National Bank, 200 East Lake Street, Wayzata Minnesota 55391
Marquette Capital Bank, 315 East Lake Street, Wayzata Minnesota 55391
Tcf National Bank, 200 Lake Street East, Wayzata Minnesota 55391
Mortgage Statistics for Wayzata, Minnesota
| Wayzata | Minnesota | USA | |
|---|---|---|---|
| Population: Population - The population of Wayzata, MN  |
16,135 | 4,914,823 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Wayzata mortgage. |
15,646 | 4,395,096 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Wayzata mortgage. |
46 | 171,709 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Wayzata mortgage. |
169 | 143,234 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Wayzata, MN, where you might buy a home. |
6,593 | 2,063,335 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Wayzata, where you might apply for a Wayzata mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Wayzata, MN |
$283,100 | $117,545 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Wayzata mortgage interest rates. |
$87,648 | $47,956 | $43,800 |