Current Mortgage Rates in Owatonna, Minnesota
Monday, October 13, 2008
Current Mortgage Rates*
Loan Type Owatonna Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 6.88% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.25% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 7.00% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.50% |
| 1-yr. ARM | 4.88% |
| 1-yr. ARM jumbo | 6.12% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Owatonna, Minnesota
| Owatonna 30-yr. fixed Mortgage Rates | Owatonna 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.71% | 8.27% | 4.36 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.61% | 6.76% | 0.81 | Bank of America | 7.45% | 7.72% | 1.87 |
| Wachovia | 6.24% | 6.37% | 0.71 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.41% | 6.49% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Owatonna 15-yr. fixed Mortgage Rates | Owatonna 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.37% | 8.57% | 6.51 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.21% | 6.48% | 0.92 | Bank of America | 7.31% | 7.72% | 1.69 |
| Wachovia | 5.73% | 5.98% | 0.81 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Owatonna 7/1 ARM Mortgage Rates | Owatonna 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.56% | 6.46% | 0.98 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Owatonna 5/1 ARM Mortgage Rates | Owatonna 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.44% | 6.15% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Owatonna 3/1 ARM Mortgage Rates | Owatonna 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.01% | 6.16% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.61% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Owatonna 1-yr. ARM Mortgage Rates | Owatonna 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Owatonna, Minnesota
Community Bank Owatonna, 640 Bridge Street, Owatonna Minnesota 55060Norwest Bank Owatonna, 121 North Cedar Street, Owatonna Minnesota 55060
Owatonna Savings and Loan Association, 204 East Pearl Street, Owatonna Minnesota 55060
Peoples Savings and Loan Association, 204 East Pearl Street, Owatonna Minnesota 55060
The First National Bank of Owatonna, 132 West Broadway, Owatonna Minnesota 55060
United Prairie Bank - Owatonna, 110 West Rose Street, Owatonna Minnesota 55060
Credit Unions in Owatonna, Minnesota
Federated Employees, 1929 S Cedar Avenue, Owatonna MN 55060 (507) 455-5430Home Town, 2400 W Bridge Street, Owatonna MN 55060 (507) 451-3798
Mortgage Statistics for Owatonna, Minnesota
| Owatonna | Minnesota | USA | |
|---|---|---|---|
| Population: Population - The population of Owatonna, MN  |
26,230 | 4,914,823 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Owatonna mortgage. |
24,802 | 4,395,096 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Owatonna mortgage. |
353 | 171,709 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Owatonna mortgage. |
1,058 | 143,234 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Owatonna, MN, where you might buy a home. |
10,340 | 2,063,335 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Owatonna, where you might apply for a Owatonna mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Owatonna, MN |
$105,700 | $117,545 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Owatonna mortgage interest rates. |
$46,952 | $47,956 | $43,800 |