Current Mortgage Rates in Troy, Michigan

Friday, September 05, 2008



Current Mortgage Rates*

Loan Type
Troy Average
30-yr. fixed6.38%
30-yr. fixed jumbo7.00%
15-yr. fixed5.75%
15-yr. fixed jumbo6.38%
7/1 ARM6.12%
7/1 ARM jumbo6.62%
5/1 ARM5.88%
5/1 ARM jumbo6.25%
3/1 ARM5.75%
3/1 ARM jumbo6.25%
1-yr. ARM5.88%
1-yr. ARM jumbo6.00%
1-yr. LIBOR ARM5.50%
*Mortgage Rates Updated: 09/04/2008

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Current Mortgage Rates in Troy, Michigan

Troy 30-yr. fixed Mortgage Rates Troy 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.14%7.49%2.28Citibank7.38%7.47%0.19
Bank of America6.80%6.94%0.72Bank of America7.06%7.18%0.62
Wachovia6.31%6.45%0.75Wells Fargo7.19%7.24%0.12
Wells Fargo6.69%6.83%0.25Chase7.00%7.05%0.19
Chase6.62%6.71%0.25Fifth Third Bank7.13%7.15%0.03
Fifth Third Bank6.52%6.58%0.25 
Troy 15-yr. fixed Mortgage Rates Troy 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.18%8.22%5.58Citibank6.75%6.89%0.00
Bank of America6.25%6.49%0.81Bank of America7.44%7.60%0.50
Wachovia5.76%6.03%0.87Wells Fargo7.82%7.95%0.43
Wells Fargo6.21%6.34%0.33Chase6.75%6.82%0.06
Chase6.38%6.47%0.12Fifth Third Bank6.41%6.45%0.00
Fifth Third Bank5.98%6.08%0.29 
Troy 7/1 ARM Mortgage Rates Troy 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.62%7.29%0.03Bank of America6.88%7.36%0.48
Wachovia5.69%5.75%0.64Wells Fargo6.62%7.22%0.38
Wells Fargo6.50%7.27%0.25Chase6.69%7.08%0.12
Chase6.62%7.04%0.06Fifth Third Bank7.14%7.16%0.00
Fifth Third Bank6.57%6.62%0.00 
Troy 5/1 ARM Mortgage Rates Troy 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.06%7.36%0.00
Bank of America6.65%6.13%0.82Bank of America8.07%6.65%1.05
Wells Fargo6.44%7.03%0.25Wells Fargo7.06%7.16%0.19
Chase6.38%7.04%0.06Chase6.88%7.25%0.06
Fifth Third Bank6.22%5.93%0.25Fifth Third Bank6.70%6.32%0.02
Troy 3/1 ARM Mortgage Rates Troy 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.38%7.50%0.00
Bank of America6.25%7.30%0.63Bank of America6.94%7.48%0.58
Wachovia5.50%5.58%0.48Wells Fargo7.50%7.30%0.19
Wells Fargo6.94%7.20%0.12Chase6.94%7.40%0.12
Chase6.81%7.35%0.00Fifth Third Bank6.64%6.23%0.00
Fifth Third Bank5.82%5.76%0.22 
Troy 1-yr. ARM Mortgage Rates Troy 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America6.88%7.66%0.04Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12Fifth Third Bank6.58%6.17%0.02
Fifth Third Bank6.18%5.88%0.00 

Comerica Bank-troy, 4999 Crooks Road, Troy Michigan 48098
Crestmark Bank, 850 East Long Lake Road, Troy Michigan 48098
Fidelity Bank, 888 West Big Beaver Road, Troy Michigan 48084
First of America Bank-troy, 3001 West Big Beaver Road, Troy Michigan 48099
First of America Bank-wayne Oakland, 3001 West Big Beaver Road, Troy Michigan 48089
Flagstar Bank, 5151 Corporate Drive, Troy Michigan 48098
Huntington Banks of Michigan, 801 West Big Beaver Road, Troy Michigan 48084
Independent Bank East Michigan, 201 West Big Beaver Road, Suite 125, Troy Michigan 48084
Lasalle Bank Midwest National Association, 2600 West Big Beaver Road, Troy Michigan 48084
Michigan Bank, Federal Savings Bank, 2301 West Big Beaver Road, Suite 110, Troy Michigan 48084
Michigan National Bank - North Metro, 2038 West Big Beaver Road, Troy Michigan 48084
Midwest Guaranty Bank, 201 West Big Beaver Road, Suite 125, Troy Michigan 48084
Nbd Troy Bank, 900 Tower Drive, Troy Michigan 48098
Standard Federal Bank, 2600 West Big Beaver Road, Troy Michigan 48007

Credit Unions in Troy, Michigan

Kelly, 999 W Big Beaver, Troy MI 48084 (248) 244-4424
Michigan Catholic, 255 E. Maple RD. , Troy MI 48083 (248) 689-7400
Soc, 4555 Investment Dr, Troy MI 48098 (248) 641-0088
United Christian Community, 1785 Rochester Rd, Troy MI 48083 (248) 528-1885

Mortgage Statistics for Troy, Michigan

  Troy Michigan USA
Population:
Population - The population of Troy, MI
 80,966 9,937,974 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Troy mortgage.
 66,631 7,965,607 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Troy mortgage.
 1,695 1,412,742 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Troy mortgage.
 1,190 323,872 34,671,551
HouseHolds:
HouseHolds - The total number of households in Troy, MI, where you might buy a home.
 30,872 4,232,228 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Troy, where you might apply for a Troy mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Troy, MI
 $219,867 $114,739 $132,188
Income per Household:
Income per Household - The household income where you might compare Troy mortgage interest rates.
 $80,656 $45,731 $43,800

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