Current Mortgage Rates in Spalding, Michigan
Wednesday, March 17, 2010
Current Mortgage Rates*
Loan Type Spalding Average |
|
| 30-yr. fixed | 7.88% |
| 15-yr. fixed | 5.25% |
| 5/1 ARM | 5.38% |
| 3/1 ARM | 5.50% |
| 10-yr. fixed | 5.25% |
| Fixed Rate Mortgage | 5.38% |
| VA Mortgage | 4.50% |
*Mortgage Rates Updated: 03/17/2010
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Current Mortgage Rates in Spalding, Michigan
| Spalding 30-yr. fixed Mortgage Rates | Spalding 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.24% | 5.32% | 0.10 | Wells Fargo | 5.46% | 5.59% | 1.00 |
| Bank of America | 6.78% | 6.94% | 1.64 | ||||
| Wells Fargo | 4.88% | 5.06% | 1.00 | ||||
| Spalding 15-yr. fixed Mortgage Rates | Spalding 7/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.56% | 4.70% | 0.11 | Wells Fargo | 4.08% | 3.58% | 1.00 |
| Bank of America | 5.21% | 5.40% | 1.16 | ||||
| Wells Fargo | 4.23% | 4.54% | 1.00 | ||||
| Spalding 5/1 ARM Mortgage Rates | Spalding 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.31% | 3.96% | 1.01 | Wells Fargo | 4.98% | 3.70% | 1.00 |
| Wells Fargo | 3.58% | 3.34% | 1.04 | ||||
| Spalding 3/1 ARM Mortgage Rates | Spalding 10-yr. fixed Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.41% | 3.76% | 1.06 | Citibank | 4.30% | 4.51% | 0.13 |
| Wells Fargo | 4.50% | 3.44% | 1.00 | Bank of America | 5.33% | 5.59% | 1.04 |
Mortgage Statistics for Spalding, Michigan
| Spalding | Michigan | USA | |
|---|---|---|---|
| Population: Population - The population of Spalding, MI  |
556 | 9,937,974 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Spalding mortgage. |
552 | 7,965,607 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Spalding mortgage. |
0 | 1,412,742 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Spalding mortgage. |
1 | 323,872 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Spalding, MI, where you might buy a home. |
227 | 4,232,228 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Spalding, where you might apply for a Spalding mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Spalding, MI |
$56,700 | $114,739 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Spalding mortgage interest rates. |
$29,083 | $45,731 | $43,800 |