Current Mortgage Rates in Hastings, Michigan
Friday, November 21, 2008
Current Mortgage Rates*
Loan Type Hastings Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.12% |
| 7/1 ARM jumbo | 7.50% |
| 5/1 ARM | 5.88% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.75% |
| 1-yr. ARM | 6.12% |
| 1-yr. ARM jumbo | 5.88% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 11/20/2008
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Current Mortgage Rates in Hastings, Michigan
| Hastings 30-yr. fixed Mortgage Rates | Hastings 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.76% | 7.00% | 1.57 | Citibank | 7.38% | 7.47% | 0.19 |
| Bank of America | 6.69% | 6.84% | 0.87 | Bank of America | 7.35% | 7.61% | 1.84 |
| Wachovia | 6.17% | 6.30% | 0.69 | Wells Fargo | 9.50% | 9.60% | 0.72 |
| Wells Fargo | 6.26% | 6.37% | 0.70 | Chase | 7.87% | 8.02% | 1.04 |
| Chase | 6.22% | 6.37% | 0.90 | Fifth Third Bank | 7.27% | 7.29% | 0.02 |
| Fifth Third Bank | 6.36% | 6.43% | 0.26 | ||||
| Hastings 15-yr. fixed Mortgage Rates | Hastings 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.46% | 6.99% | 2.62 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.19% | 6.48% | 1.07 | Bank of America | 7.21% | 7.58% | 1.50 |
| Wachovia | 5.73% | 5.99% | 0.80 | Wells Fargo | 8.42% | 8.57% | 0.58 |
| Wells Fargo | 6.09% | 6.24% | 0.53 | Chase | 8.31% | 8.55% | 1.13 |
| Chase | 6.02% | 6.27% | 0.87 | Fifth Third Bank | 6.60% | 6.63% | 0.00 |
| Fifth Third Bank | 5.89% | 5.99% | 0.29 | ||||
| Hastings 7/1 ARM Mortgage Rates | Hastings 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.77% | 6.17% | 0.95 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.81% | 6.48% | 1.20 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.06% | 6.10% | 0.45 | Wells Fargo | 8.71% | 7.26% | 0.73 |
| Wells Fargo | 6.80% | 6.53% | 0.71 | Chase | 8.42% | 6.88% | 1.11 |
| Chase | 6.66% | 6.29% | 0.89 | Fifth Third Bank | 7.05% | 6.98% | 0.00 |
| Fifth Third Bank | 6.57% | 6.62% | 0.00 | ||||
| Hastings 5/1 ARM Mortgage Rates | Hastings 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.46% | 5.99% | 1.00 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.54% | 6.18% | 1.02 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 6.69% | 6.44% | 0.71 | Wells Fargo | 7.56% | 6.67% | 0.74 |
| Chase | 6.40% | 6.12% | 0.84 | Chase | 7.16% | 6.35% | 0.85 |
| Fifth Third Bank | 6.27% | 5.96% | 0.26 | Fifth Third Bank | 6.67% | 5.99% | 0.01 |
| Hastings 3/1 ARM Mortgage Rates | Hastings 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.15% | 5.86% | 0.90 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.44% | 6.15% | 1.07 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.75% | 5.80% | 0.35 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Wells Fargo | 7.26% | 6.44% | 0.90 | Chase | 7.33% | 6.04% | 1.00 |
| Chase | 5.86% | 5.82% | 1.01 | Fifth Third Bank | 6.64% | 5.85% | 0.00 |
| Fifth Third Bank | 6.04% | 5.84% | 0.23 | ||||
| Hastings 1-yr. ARM Mortgage Rates | Hastings 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.75% | 5.82% | 1.04 |
| Chase | 5.74% | 5.78% | 0.95 | Fifth Third Bank | 6.49% | 5.69% | 0.01 |
| Fifth Third Bank | 6.16% | 5.48% | 0.00 | ||||
Banks in Hastings, Michigan
Mainstreet Savings Bank, 629 West State Street, Hastings Michigan 49058National Bank of Hastings, 241 West State Street, Hastings Michigan 49058
The Hastings City Bank, 150 West Court Street, Hastings Michigan 49058
Mortgage Statistics for Hastings, Michigan
| Hastings | Michigan | USA | |
|---|---|---|---|
| Population: Population - The population of Hastings, MI  |
18,071 | 9,937,974 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Hastings mortgage. |
17,612 | 7,965,607 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Hastings mortgage. |
36 | 1,412,742 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Hastings mortgage. |
296 | 323,872 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Hastings, MI, where you might buy a home. |
7,279 | 4,232,228 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Hastings, where you might apply for a Hastings mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Hastings, MI |
$102,000 | $114,739 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Hastings mortgage interest rates. |
$44,440 | $45,731 | $43,800 |