Current Mortgage Rates in Cedar Springs, Michigan
Wednesday, March 17, 2010
Current Mortgage Rates*
Loan Type Cedar Springs Average |
|
| 30-yr. fixed | 5.12% |
| 30-yr. fixed jumbo | 5.62% |
| 15-yr. fixed | 4.38% |
| 15-yr. fixed jumbo | 5.38% |
| 7/1 ARM | 4.25% |
| 7/1 ARM jumbo | 5.12% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.62% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.38% |
| 1-yr. ARM | 2.88% |
| 1-yr. ARM jumbo | 3.00% |
| 1-yr. LIBOR ARM | 4.62% |
*Mortgage Rates Updated: 03/17/2010
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Current Mortgage Rates in Cedar Springs, Michigan
| Cedar Springs 30-yr. fixed Mortgage Rates | Cedar Springs 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.24% | 5.32% | 0.10 | Wells Fargo | 5.46% | 5.59% | 1.00 |
| Bank of America | 6.78% | 6.94% | 1.64 | ||||
| Wells Fargo | 4.88% | 5.06% | 1.00 | ||||
| Cedar Springs 15-yr. fixed Mortgage Rates | Cedar Springs 7/1 ARM Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.56% | 4.70% | 0.11 | Wells Fargo | 4.08% | 3.58% | 1.00 |
| Bank of America | 5.21% | 5.40% | 1.16 | ||||
| Wells Fargo | 4.23% | 4.54% | 1.00 | ||||
| Cedar Springs 5/1 ARM Mortgage Rates | Cedar Springs 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.31% | 3.96% | 1.01 | Wells Fargo | 4.98% | 3.70% | 1.00 |
| Wells Fargo | 3.58% | 3.34% | 1.04 | ||||
| Cedar Springs 3/1 ARM Mortgage Rates | Cedar Springs 10-yr. fixed Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Bank of America | 5.41% | 3.76% | 1.06 | Citibank | 4.30% | 4.51% | 0.13 |
| Wells Fargo | 4.50% | 3.44% | 1.00 | Bank of America | 5.33% | 5.59% | 1.04 |
Mortgage Statistics for Cedar Springs, Michigan
| Cedar Springs | Michigan | USA | |
|---|---|---|---|
| Population: Population - The population of Cedar Springs, MI  |
13,692 | 9,937,974 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Cedar Springs mortgage. |
13,273 | 7,965,607 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Cedar Springs mortgage. |
38 | 1,412,742 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Cedar Springs mortgage. |
257 | 323,872 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Cedar Springs, MI, where you might buy a home. |
4,975 | 4,232,228 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Cedar Springs, where you might apply for a Cedar Springs mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Cedar Springs, MI |
$110,800 | $114,739 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Cedar Springs mortgage interest rates. |
$46,608 | $45,731 | $43,800 |