Current Mortgage Rates in Williamstown, Massachusetts
Saturday, November 22, 2008
Current Mortgage Rates*
Loan Type Williamstown Average |
|
| 30-yr. fixed | 6.00% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.62% |
| 15-yr. fixed jumbo | 7.38% |
| 7/1 ARM | 6.12% |
| 7/1 ARM jumbo | 7.62% |
| 5/1 ARM | 5.75% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.62% |
| 1-yr. ARM | 6.25% |
| 1-yr. ARM jumbo | 6.00% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 11/21/2008
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Current Mortgage Rates in Williamstown, Massachusetts
| Williamstown 30-yr. fixed Mortgage Rates | Williamstown 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 6.99% | 1.57 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.69% | 6.84% | 0.87 | Bank of America | 7.37% | 7.63% | 1.81 |
| Wachovia | 6.16% | 6.30% | 0.69 | Wells Fargo | 9.50% | 9.61% | 0.72 |
| Wells Fargo | 6.24% | 6.35% | 0.71 | Chase | 7.88% | 8.03% | 1.06 |
| Chase | 6.20% | 6.36% | 0.91 | ||||
| Williamstown 15-yr. fixed Mortgage Rates | Williamstown 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.45% | 6.98% | 2.63 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.18% | 6.47% | 1.08 | Bank of America | 7.21% | 7.59% | 1.53 |
| Wachovia | 5.73% | 6.00% | 0.80 | Wells Fargo | 8.42% | 8.56% | 0.58 |
| Wells Fargo | 6.08% | 6.24% | 0.54 | Chase | 8.32% | 8.57% | 1.15 |
| Chase | 6.00% | 6.25% | 0.88 | ||||
| Williamstown 7/1 ARM Mortgage Rates | Williamstown 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 6.14% | 0.96 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.68% | 6.41% | 1.22 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 6.06% | 6.09% | 0.44 | Wells Fargo | 8.67% | 7.25% | 0.73 |
| Wells Fargo | 6.77% | 6.52% | 0.71 | Chase | 8.42% | 6.87% | 1.13 |
| Chase | 6.66% | 6.27% | 0.90 | ||||
| Williamstown 5/1 ARM Mortgage Rates | Williamstown 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.44% | 5.97% | 1.02 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.51% | 6.17% | 1.01 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.66% | 6.43% | 0.72 | Wells Fargo | 7.53% | 6.66% | 0.74 |
| Chase | 6.39% | 6.11% | 0.85 | Chase | 7.14% | 6.34% | 0.86 |
| Williamstown 3/1 ARM Mortgage Rates | Williamstown 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.12% | 5.84% | 0.92 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.43% | 6.13% | 1.07 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.75% | 5.80% | 0.35 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 7.21% | 6.43% | 0.91 | Chase | 7.32% | 6.02% | 1.02 |
| Chase | 5.83% | 5.80% | 1.03 | ||||
| Williamstown 1-yr. ARM Mortgage Rates | Williamstown 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 6.74% | 5.82% | 1.05 |
| Chase | 5.73% | 5.78% | 0.96 | ||||
Banks in Williamstown, Massachusetts
Bank of New England - Berkshire County, 64 Spring Street, Williamstown Massachusetts 1267Williamstown Savings Bank, 795 Main Street, Williamstown Massachusetts 1267
Credit Unions in Williamstown, Massachusetts
Steinerfilm Employees, 987 Simonds Road, Williamstown MA 1267 (413) 458-5488Williams College Employees, P.O. Box 216, Williamstown MA 1267 (413) 597-2160
Mortgage Statistics for Williamstown, Massachusetts
| Williamstown | Massachusetts | USA | |
|---|---|---|---|
| Population: Population - The population of Williamstown, MA  |
8,738 | 6,349,048 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Williamstown mortgage. |
7,959 | 5,367,254 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Williamstown mortgage. |
229 | 343,448 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Williamstown mortgage. |
233 | 428,727 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Williamstown, MA, where you might buy a home. |
3,255 | 2,621,986 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Williamstown, where you might apply for a Williamstown mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Williamstown, MA |
$157,500 | $202,794 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Williamstown mortgage interest rates. |
$51,503 | $52,741 | $43,800 |