Current Mortgage Rates in Springfield, Massachusetts

Monday, October 13, 2008



Current Mortgage Rates*

Loan Type
Springfield Average
30-yr. fixed6.12%
30-yr. fixed jumbo7.75%
15-yr. fixed5.88%
15-yr. fixed jumbo6.88%
7/1 ARM6.25%
7/1 ARM jumbo6.88%
5/1 ARM6.00%
5/1 ARM jumbo6.75%
3/1 ARM5.62%
3/1 ARM jumbo5.88%
1-yr. ARM4.88%
1-yr. ARM jumbo5.25%
1-yr. LIBOR ARM6.12%
*Mortgage Rates Updated: 10/07/2008

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Current Mortgage Rates in Springfield, Massachusetts

Springfield 30-yr. fixed Mortgage Rates Springfield 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.02%7.32%1.95Citibank7.00%7.14%0.25
Bank of America6.61%6.76%0.81Bank of America7.37%7.62%1.80
Wachovia6.24%6.38%0.71Wells Fargo9.31%9.38%0.26
Wells Fargo6.39%6.47%0.24Chase7.75%7.80%0.14
Chase6.31%6.39%0.08 
Springfield 15-yr. fixed Mortgage Rates Springfield 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank7.04%7.92%4.61Citibank6.75%6.89%0.00
Bank of America6.21%6.47%0.93Bank of America7.17%7.54%1.53
Wachovia5.73%6.00%0.81Wells Fargo7.98%8.10%0.41
Wells Fargo6.16%6.29%0.33Chase6.50%6.59%0.00
Chase6.31%6.44%0.07 
Springfield 7/1 ARM Mortgage Rates Springfield 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.50%7.21%0.25Citibank7.00%7.46%0.00
Bank of America6.26%6.30%0.99Bank of America6.88%7.36%0.48
Wachovia5.79%5.84%0.59Wells Fargo8.45%7.48%0.29
Wells Fargo7.32%6.86%0.18Chase7.62%7.39%0.31
Chase6.84%6.42%0.04 
Springfield 5/1 ARM Mortgage Rates Springfield 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.38%7.29%0.12Citibank6.88%7.47%0.00
Bank of America6.44%6.15%0.88Bank of America8.14%6.63%1.05
Wells Fargo7.06%6.59%0.23Wells Fargo7.81%6.84%0.32
Chase6.79%6.27%0.03Chase7.76%6.66%0.00
Springfield 3/1 ARM Mortgage Rates Springfield 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.62%7.51%0.00Citibank7.00%7.62%0.00
Bank of America5.99%6.16%0.93Bank of America6.88%7.60%0.08
Wachovia5.55%5.62%0.48Wells Fargo6.75%7.52%0.12
Wells Fargo6.38%7.44%0.12Chase6.75%7.41%0.00
Chase6.75%7.37%0.00 
Springfield 1-yr. ARM Mortgage Rates Springfield 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Bank of Boston-western Massachusetts, 1350 Main Street, Springfield Massachusetts 1103
Bank of New England - West, One Monarch Place, Springfield Massachusetts 1101
Baybank Connecticut, 1500 Main Street, Springfield Massachusetts 1115
Baybank Valley Trust Company, 1500 Main Street, Springfield Massachusetts 1103
Fleet Bank, One Monarch Place, Springfield Massachusetts 1102
Hampden Bank, 19 Harrison Avenue, Springfield Massachusetts 1101
Multibank National of Western Massachusetts, 1666 Main Street, Springfield Massachusetts 1101
Security National Bank of Springfield, 1666 Main Street, Springfield Massachusetts 1101
Shawmut First Bank and Trust Company, 127 State Street, Springfield Massachusetts 1101
Springfield Institution For Savings, 1441 Main Street, Springfield Massachusetts 1101
The Bank of Western Massachusetts, 1391 Main Street, Springfield Massachusetts 1103

Credit Unions in Springfield, Massachusetts

C U of Providence Systems, 271 Carew Street, Springfield MA 1104 (413) 748-9590
Freedom, P.O. Box 3009, Springfield MA 01101-3009 (413) 739-6961
Pioneer Valley Postal, 246 Brookdale Drive, Springfield MA 1104 (413) 733-2800
Premier Source, P.O. Box 2642, Springfield MA 1101 (413) 731-8200
Springfield MASS. Municipal Employees, 1030 Wilbraham Road, Springfield MA 1109 (413) 782-3161
Springfield Street Railway Employees, 640 Page Boulevard-room 102, Springfield MA 1104 (413) 781-4454

Mortgage Statistics for Springfield, Massachusetts

  Springfield Massachusetts USA
Population:
Population - The population of Springfield, MA
 143,522 6,349,048 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Springfield mortgage.
 79,126 5,367,254 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Springfield mortgage.
 30,983 343,448 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Springfield mortgage.
 39,621 428,727 34,671,551
HouseHolds:
HouseHolds - The total number of households in Springfield, MA, where you might buy a home.
 57,375 2,621,986 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Springfield, where you might apply for a Springfield mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Springfield, MA
 $84,141 $202,794 $132,188
Income per Household:
Income per Household - The household income where you might compare Springfield mortgage interest rates.
 $30,959 $52,741 $43,800

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