Current Mortgage Rates in Pittsfield, Massachusetts
Monday, October 13, 2008
Current Mortgage Rates*
Loan Type Pittsfield Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.00% |
| 7/1 ARM | 6.62% |
| 7/1 ARM jumbo | 7.50% |
| 5/1 ARM | 6.25% |
| 5/1 ARM jumbo | 7.00% |
| 3/1 ARM | 6.00% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 4.75% |
| 1-yr. ARM jumbo | 5.12% |
| 1-yr. LIBOR ARM | 6.25% |
*Mortgage Rates Updated: 10/12/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Pittsfield, Massachusetts
| Pittsfield 30-yr. fixed Mortgage Rates | Pittsfield 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.00% | 7.30% | 1.88 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.61% | 6.75% | 0.82 | Bank of America | 7.37% | 7.63% | 1.81 |
| Wachovia | 6.22% | 6.37% | 0.72 | Wells Fargo | 9.43% | 9.49% | 0.26 |
| Wells Fargo | 6.40% | 6.47% | 0.23 | Chase | 7.76% | 7.81% | 0.17 |
| Chase | 6.34% | 6.42% | 0.08 | ||||
| Pittsfield 15-yr. fixed Mortgage Rates | Pittsfield 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.99% | 7.84% | 4.35 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.21% | 6.48% | 0.96 | Bank of America | 7.21% | 7.59% | 1.53 |
| Wachovia | 5.73% | 6.00% | 0.83 | Wells Fargo | 8.04% | 8.16% | 0.40 |
| Wells Fargo | 6.17% | 6.30% | 0.32 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.35% | 6.47% | 0.07 | ||||
| Pittsfield 7/1 ARM Mortgage Rates | Pittsfield 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.37% | 6.40% | 0.98 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.85% | 5.90% | 0.55 | Wells Fargo | 8.58% | 7.57% | 0.26 |
| Wells Fargo | 7.26% | 6.84% | 0.16 | Chase | 8.22% | 7.50% | 0.38 |
| Chase | 6.84% | 6.45% | 0.04 | ||||
| Pittsfield 5/1 ARM Mortgage Rates | Pittsfield 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.43% | 6.18% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.02% | 6.63% | 0.24 | Wells Fargo | 7.86% | 6.89% | 0.33 |
| Chase | 6.75% | 6.30% | 0.04 | Chase | 7.72% | 6.68% | 0.00 |
| Pittsfield 3/1 ARM Mortgage Rates | Pittsfield 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.04% | 6.23% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.59% | 5.65% | 0.45 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Pittsfield 1-yr. ARM Mortgage Rates | Pittsfield 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Pittsfield, Massachusetts
Bank of Boston-berkshire, 5 North Street, Pittsfield Massachusetts 1201Berkshire Bank, 24 North Street, Pittsfield Massachusetts 1201
Berkshire Bank & Trust Company, 54 North Street, Pittsfield Massachusetts 1201
Legacy Banks, 99 North Street, Pittsfield Massachusetts 1201
Multibank West, 99 West Street, Pittsfield Massachusetts 1201
The Pittsfield Co-operative Bank, 70 South Street, Pittsfield Massachusetts 1201
Union Federal Savings and Loan Association, 48 North St, Pittsfield Massachusetts 1201
Credit Unions in Pittsfield, Massachusetts
Berkshire, 700 North St, Pittsfield MA 1201 (413) 443-0636Credit Union of The Berkshires, P.O. Box 554, Pittsfield MA 1202 (413) 443-1313
Greylock, 150 West Street, Pittsfield MA 1201 (413) 236-4000
Mortgage Statistics for Pittsfield, Massachusetts
| Pittsfield | Massachusetts | USA | |
|---|---|---|---|
| Population: Population - The population of Pittsfield, MA  |
47,623 | 6,349,048 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Pittsfield mortgage. |
44,188 | 5,367,254 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Pittsfield mortgage. |
1,683 | 343,448 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Pittsfield mortgage. |
945 | 428,727 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Pittsfield, MA, where you might buy a home. |
22,285 | 2,621,986 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Pittsfield, where you might apply for a Pittsfield mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Pittsfield, MA |
$99,000 | $202,794 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Pittsfield mortgage interest rates. |
$36,448 | $52,741 | $43,800 |