Current Mortgage Rates in Lawrence, Massachusetts
Sunday, September 07, 2008
Current Mortgage Rates*
Loan Type Lawrence Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.00% |
| 15-yr. fixed | 5.75% |
| 15-yr. fixed jumbo | 6.62% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 7.00% |
| 5/1 ARM | 5.88% |
| 5/1 ARM jumbo | 6.62% |
| 3/1 ARM | 5.75% |
| 3/1 ARM jumbo | 6.38% |
| 1-yr. ARM | 6.25% |
| 1-yr. ARM jumbo | 6.62% |
| 1-yr. LIBOR ARM | 5.50% |
*Mortgage Rates Updated: 09/04/2008
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Current Mortgage Rates in Lawrence, Massachusetts
| Lawrence 30-yr. fixed Mortgage Rates | Lawrence 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.15% | 7.49% | 2.31 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.00% | 7.10% | 0.08 |
| Wachovia | 6.31% | 6.45% | 0.75 | Wells Fargo | 7.12% | 7.19% | 0.12 |
| Chase | 6.75% | 6.84% | 0.25 | Chase | 6.88% | 6.94% | 0.25 |
| Lawrence 15-yr. fixed Mortgage Rates | Lawrence 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.20% | 8.26% | 5.70 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.25% | 7.39% | 0.00 |
| Wachovia | 5.76% | 6.04% | 0.87 | Wells Fargo | 7.83% | 7.96% | 0.44 |
| Wells Fargo | 6.21% | 6.34% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.38% | 6.48% | 0.12 | ||||
| Lawrence 7/1 ARM Mortgage Rates | Lawrence 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.62% | 7.15% | 0.12 |
| Chase | 6.62% | 7.11% | 0.00 | ||||
| Lawrence 5/1 ARM Mortgage Rates | Lawrence 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.66% | 6.12% | 0.82 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 6.38% | 7.27% | 0.38 | Wells Fargo | 6.38% | 7.24% | 0.25 |
| Chase | 6.50% | 7.18% | 0.00 | Chase | 6.75% | 7.32% | 0.00 |
| Lawrence 3/1 ARM Mortgage Rates | Lawrence 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 6.50% | 7.54% | 0.17 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.50% | 5.58% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Lawrence 1-yr. ARM Mortgage Rates | Lawrence 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Lawrence, Massachusetts
Bank of New England - Bay State, 238 Essex Street, Lawrence Massachusetts 1842Community Savings Bank, 450 Essex Street, Lawrence Massachusetts 1842
First Essex Bank, 290-296 Essex Street, Lawrence Massachusetts 1842
New Heritage Bank, 454 Essex Street, Lawrence Massachusetts 1840
Shawmut Arlington Trust Company, 305 Essex Street, Lawrence Massachusetts 1842
Credit Unions in Lawrence, Massachusetts
First Choice, 55 Marston Street, Lawrence MA 1841 (978) 687-1105Lawrence Firefighters, 14 Amesbury St, Lawrence MA 1840 (978) 687-1919
Lawrence Postal Employees, P.O.BOX 272, Lawrence MA 01842-0472 (978) 685-2274
Mortgage Statistics for Lawrence, Massachusetts
| Lawrence | Massachusetts | USA | |
|---|---|---|---|
| Population: Population - The population of Lawrence, MA  |
71,959 | 6,349,048 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Lawrence mortgage. |
34,984 | 5,367,254 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Lawrence mortgage. |
3,514 | 343,448 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Lawrence mortgage. |
42,982 | 428,727 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Lawrence, MA, where you might buy a home. |
25,570 | 2,621,986 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Lawrence, where you might apply for a Lawrence mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Lawrence, MA |
$113,084 | $202,794 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Lawrence mortgage interest rates. |
$28,348 | $52,741 | $43,800 |