Current Mortgage Rates in Boston, Massachusetts
Sunday, October 12, 2008
Current Mortgage Rates*
Loan Type Boston Average |
|
| 30-yr. fixed | 6.12% |
| 30-yr. fixed jumbo | 7.75% |
| 15-yr. fixed | 5.88% |
| 15-yr. fixed jumbo | 6.88% |
| 7/1 ARM | 6.25% |
| 7/1 ARM jumbo | 6.88% |
| 5/1 ARM | 6.00% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 5.62% |
| 3/1 ARM jumbo | 5.88% |
| 1-yr. ARM | 4.88% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Boston, Massachusetts
| Boston 30-yr. fixed Mortgage Rates | Boston 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.02% | 7.32% | 1.95 | Citibank | 7.00% | 7.14% | 0.25 |
| Bank of America | 6.61% | 6.76% | 0.81 | Bank of America | 7.37% | 7.62% | 1.80 |
| Wachovia | 6.24% | 6.38% | 0.71 | Wells Fargo | 9.31% | 9.38% | 0.26 |
| Wells Fargo | 6.39% | 6.47% | 0.24 | Chase | 7.75% | 7.80% | 0.14 |
| Chase | 6.31% | 6.39% | 0.08 | ||||
| Boston 15-yr. fixed Mortgage Rates | Boston 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.04% | 7.92% | 4.61 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.21% | 6.47% | 0.93 | Bank of America | 7.17% | 7.54% | 1.53 |
| Wachovia | 5.73% | 6.00% | 0.81 | Wells Fargo | 7.98% | 8.10% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.50% | 6.59% | 0.00 |
| Chase | 6.31% | 6.44% | 0.07 | ||||
| Boston 7/1 ARM Mortgage Rates | Boston 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.50% | 7.21% | 0.25 | Citibank | 7.00% | 7.46% | 0.00 |
| Bank of America | 6.26% | 6.30% | 0.99 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.62% | 7.39% | 0.31 |
| Chase | 6.84% | 6.42% | 0.04 | ||||
| Boston 5/1 ARM Mortgage Rates | Boston 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.38% | 7.29% | 0.12 | Citibank | 6.88% | 7.47% | 0.00 |
| Bank of America | 6.44% | 6.15% | 0.88 | Bank of America | 8.14% | 6.63% | 1.05 |
| Wells Fargo | 7.06% | 6.59% | 0.23 | Wells Fargo | 7.81% | 6.84% | 0.32 |
| Chase | 6.79% | 6.27% | 0.03 | Chase | 7.76% | 6.66% | 0.00 |
| Boston 3/1 ARM Mortgage Rates | Boston 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 7.51% | 0.00 | Citibank | 7.00% | 7.62% | 0.00 |
| Bank of America | 5.99% | 6.16% | 0.93 | Bank of America | 6.88% | 7.60% | 0.08 |
| Wachovia | 5.55% | 5.62% | 0.48 | Wells Fargo | 6.75% | 7.52% | 0.12 |
| Wells Fargo | 6.38% | 7.44% | 0.12 | Chase | 6.75% | 7.41% | 0.00 |
| Chase | 6.75% | 7.37% | 0.00 | ||||
| Boston 1-yr. ARM Mortgage Rates | Boston 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Asian American Bank and Trust Company, 68 Harrison Avenue, Boston Massachusetts 2111
Bank of New England, 28 State Street, Boston Massachusetts 2109
Baybank, 175 Federal Street, Boston Massachusetts 2110
Baybank Boston, 175 Federal Street, Boston Massachusetts 2104
Beacon Co-operative Bank, 1929 Commonwealth Avenue, Boston Massachusetts 2135
Boston Private Bank & Trust Company, Ten Post Office Square, Boston Massachusetts 2109
Boston Trade Bank, 10 Post Office Square, Boston Massachusetts 2109
Boston Trust & Investment Management Company, 40 Court Street, Boston Massachusetts 2108
Broad Street Bank and Trust Company, Exchange Place, 13th Floor, Boston Massachusetts 2109
Capital Crossing Bank, 101 Summer Street, Boston Massachusetts 2110
Bank of New England, 28 State Street, Boston Massachusetts 2109
Baybank, 175 Federal Street, Boston Massachusetts 2110
Baybank Boston, 175 Federal Street, Boston Massachusetts 2104
Beacon Co-operative Bank, 1929 Commonwealth Avenue, Boston Massachusetts 2135
Boston Private Bank & Trust Company, Ten Post Office Square, Boston Massachusetts 2109
Boston Trade Bank, 10 Post Office Square, Boston Massachusetts 2109
Boston Trust & Investment Management Company, 40 Court Street, Boston Massachusetts 2108
Broad Street Bank and Trust Company, Exchange Place, 13th Floor, Boston Massachusetts 2109
Capital Crossing Bank, 101 Summer Street, Boston Massachusetts 2110
Capitol Bank and Trust Company, One Bulfinch Place, Boston Massachusetts 2114
Citizens Bank of Massachusetts, 28 State Street, Boston Massachusetts 2110
City Bank & Trust Company, 25 Court Street, Boston Massachusetts 2108
Commonwealth Bank and Trust Company, 10 Post Office Square, Boston Massachusetts 2104
Commonwealth Co-operative Bank, Two Center Plaza, Boston Massachusetts 2108
Coolidge Bank and Trust Company, 57-63 Franklin Street, Boston Massachusetts 2110
East Boston Savings Bank, 10 Meridian Street, Boston Massachusetts 2128
East Boston Savings Bank, 10 Meridian Street, Boston Massachusetts 2128
Eastern Bank, 265 Franklin Street, Boston Massachusetts 2110
Edward Everett Federal Savings Bank, One Stoughton Street, Boston Massachusetts 2125
Eliot Savings Bank, 2 Oliver Street, Boston Massachusetts 2109
Fidata Trust Company Massachusetts, Ten Post Office Square, Boston Massachusetts 2109
Fidelity Management Trust Company, 82 Devonshire Street, Boston Massachusetts 2109
Fidelity Personal Trust Company, 245 Summer Street, 4th Floor, Boston Massachusetts 2210
First American Bank For Savings, 572 Columbia Road, Boston Massachusetts 2125
First Federal Savings Bank of Boston, 19 School St, Boston Massachusetts 2108
First Mutual Bank For Savings, 800 Boylston Street, Boston Massachusetts 2199
First Trade Union Bank, 10 Drydock Avenue, Boston Massachusetts 2210
Fleet Bank of Massachusetts, 75 State Street, Boston Massachusetts 2109
Fleet National Bank of Massachusetts, One Federal Street, Boston Massachusetts 2211
Greater Boston Bank A Co-operative Bank, 414 Washington Street, Boston Massachusetts 2135
Grove Bank, 35 Washington Street, Boston Massachusetts 2108
Haymarket Co-operative Bank, 280 Atlantic Avenue, Boston Massachusetts 2110
Home Owners Savings Bank, 21 Milk Street, Boston Massachusetts 2109
Hyde Park Savings Bank, 1196 River Street, Boston Massachusetts 2136
Investors Bank & Trust Company, 200 Clarendon Street, Boston Massachusetts 2117
Liberty Bank and Trust Company, 21 Milk Street, Boston Massachusetts 2109
Massachusetts Co-operative Bank, 1442 Dorchester Avenue, Boston Massachusetts 2122
Meetinghouse Co-operative Bank, 2250 Dorchester Avenue, Boston Massachusetts 2124
Mellon Trust of New England, One Boston Place, Boston Massachusetts 2108
Mercantile Bank and Trust Company, 61-65 Brookline Avenue, Boston Massachusetts 2215
Merchantsbank of Boston, A Co-operative Bank, 125 Tremont Street, Boston Massachusetts 2108
National Bank of Greece, 33 State Street, Boston Massachusetts 2109
New Bank of New England, 28 State Street, Boston Massachusetts 2109
Neworld Bank, 55 Summer Street, Boston Massachusetts 2110
Northeast Savings, Fa-boston DIV. , 50 Franklin St, Boston Massachusetts 2110
Old Colony Trust, 1 Federal Street, Boston Massachusetts 2110
Olympic International Bank and Trust Company, 303 Congress Street, Boston Massachusetts 2210
Oneunited Bank, 133 Federal Street, Boston Massachusetts 2110
Patriot Bank, 57 Franklin Street, Boston Massachusetts 2110
Peoples Federal Savings Bank, 435 Market St, Boston Massachusetts 2135
Pnc Advisors, 125 High Street, Boston Massachusetts 2110
Putnam Fiduciary Trust Company, One Post Office Square, Boston Massachusetts 2109
Roxbury-highland Co-operative Bank, 515 Centre Street, Boston Massachusetts 2130
South Boston Savings Bank, 460 West Broadway, Boston Massachusetts 2127
State Street Bank and Trust Company, 225 Franklin Street, Boston Massachusetts 2110
The Blackstone Bank and Trust Company, 321 Columbus Avenue, Boston Massachusetts 2116
The Cooperative Bank, 40 Belgrade Avenue, Boston Massachusetts 2131
The New Boston Bank and Trust Company, 17 Kneeland Street, Boston Massachusetts 2111
The Provident Institution For Savings In The Town of Boston, 30 Winter Street, Boston Massachusetts 2111
Union Federal Savings Bank, 184 Mass Avenue, Boston Massachusetts 2115
Union Warren Savings Bank, 133 Federal Street, Boston Massachusetts 2110
United States Trust Company, 30 Court Street, Boston Massachusetts 2108
Unity Bank and Trust Company, 2343 Washington Street, Boston Massachusetts 2119
Ustrust, 30 Court Street, Boston Massachusetts 2108
Wainwright Bank & Trust Company, 63 Franklin Street, Boston Massachusetts 2110
Workingmens Co-operative Bank, 100 Summer Street, Boston Massachusetts 2110
Yankee Bank For Finance and Savings, 69 Tremont Street, Boston Massachusetts 2108
Citizens Bank of Massachusetts, 28 State Street, Boston Massachusetts 2110
City Bank & Trust Company, 25 Court Street, Boston Massachusetts 2108
Commonwealth Bank and Trust Company, 10 Post Office Square, Boston Massachusetts 2104
Commonwealth Co-operative Bank, Two Center Plaza, Boston Massachusetts 2108
Coolidge Bank and Trust Company, 57-63 Franklin Street, Boston Massachusetts 2110
East Boston Savings Bank, 10 Meridian Street, Boston Massachusetts 2128
East Boston Savings Bank, 10 Meridian Street, Boston Massachusetts 2128
Eastern Bank, 265 Franklin Street, Boston Massachusetts 2110
Edward Everett Federal Savings Bank, One Stoughton Street, Boston Massachusetts 2125
Eliot Savings Bank, 2 Oliver Street, Boston Massachusetts 2109
Fidata Trust Company Massachusetts, Ten Post Office Square, Boston Massachusetts 2109
Fidelity Management Trust Company, 82 Devonshire Street, Boston Massachusetts 2109
Fidelity Personal Trust Company, 245 Summer Street, 4th Floor, Boston Massachusetts 2210
First American Bank For Savings, 572 Columbia Road, Boston Massachusetts 2125
First Federal Savings Bank of Boston, 19 School St, Boston Massachusetts 2108
First Mutual Bank For Savings, 800 Boylston Street, Boston Massachusetts 2199
First Trade Union Bank, 10 Drydock Avenue, Boston Massachusetts 2210
Fleet Bank of Massachusetts, 75 State Street, Boston Massachusetts 2109
Fleet National Bank of Massachusetts, One Federal Street, Boston Massachusetts 2211
Greater Boston Bank A Co-operative Bank, 414 Washington Street, Boston Massachusetts 2135
Grove Bank, 35 Washington Street, Boston Massachusetts 2108
Haymarket Co-operative Bank, 280 Atlantic Avenue, Boston Massachusetts 2110
Home Owners Savings Bank, 21 Milk Street, Boston Massachusetts 2109
Hyde Park Savings Bank, 1196 River Street, Boston Massachusetts 2136
Investors Bank & Trust Company, 200 Clarendon Street, Boston Massachusetts 2117
Liberty Bank and Trust Company, 21 Milk Street, Boston Massachusetts 2109
Massachusetts Co-operative Bank, 1442 Dorchester Avenue, Boston Massachusetts 2122
Meetinghouse Co-operative Bank, 2250 Dorchester Avenue, Boston Massachusetts 2124
Mellon Trust of New England, One Boston Place, Boston Massachusetts 2108
Mercantile Bank and Trust Company, 61-65 Brookline Avenue, Boston Massachusetts 2215
Merchantsbank of Boston, A Co-operative Bank, 125 Tremont Street, Boston Massachusetts 2108
National Bank of Greece, 33 State Street, Boston Massachusetts 2109
New Bank of New England, 28 State Street, Boston Massachusetts 2109
Neworld Bank, 55 Summer Street, Boston Massachusetts 2110
Northeast Savings, Fa-boston DIV. , 50 Franklin St, Boston Massachusetts 2110
Old Colony Trust, 1 Federal Street, Boston Massachusetts 2110
Olympic International Bank and Trust Company, 303 Congress Street, Boston Massachusetts 2210
Oneunited Bank, 133 Federal Street, Boston Massachusetts 2110
Patriot Bank, 57 Franklin Street, Boston Massachusetts 2110
Peoples Federal Savings Bank, 435 Market St, Boston Massachusetts 2135
Pnc Advisors, 125 High Street, Boston Massachusetts 2110
Putnam Fiduciary Trust Company, One Post Office Square, Boston Massachusetts 2109
Roxbury-highland Co-operative Bank, 515 Centre Street, Boston Massachusetts 2130
South Boston Savings Bank, 460 West Broadway, Boston Massachusetts 2127
State Street Bank and Trust Company, 225 Franklin Street, Boston Massachusetts 2110
The Blackstone Bank and Trust Company, 321 Columbus Avenue, Boston Massachusetts 2116
The Cooperative Bank, 40 Belgrade Avenue, Boston Massachusetts 2131
The New Boston Bank and Trust Company, 17 Kneeland Street, Boston Massachusetts 2111
The Provident Institution For Savings In The Town of Boston, 30 Winter Street, Boston Massachusetts 2111
Union Federal Savings Bank, 184 Mass Avenue, Boston Massachusetts 2115
Union Warren Savings Bank, 133 Federal Street, Boston Massachusetts 2110
United States Trust Company, 30 Court Street, Boston Massachusetts 2108
Unity Bank and Trust Company, 2343 Washington Street, Boston Massachusetts 2119
Ustrust, 30 Court Street, Boston Massachusetts 2108
Wainwright Bank & Trust Company, 63 Franklin Street, Boston Massachusetts 2110
Workingmens Co-operative Bank, 100 Summer Street, Boston Massachusetts 2110
Yankee Bank For Finance and Savings, 69 Tremont Street, Boston Massachusetts 2108
Alpha, One Deaconesss Road, Boston MA 2215 (617) 632-8164
Boston Customs, 10 Causeway St Rm 436, Boston MA 2222 (617) 742-1135
Boston Symphony Orchestra Employees, 301 Massachusetts Avenue, Boston MA 2115 (617) 638-9339
Cabot Boston, 2 Seaport Lane, Boston MA 2210 (617) 342-6154
City of Boston Credit Union, Room 242, City Hall, Boston MA 2201 (617) 635-4545
Federal Reserve Boston Employees, 600 Atlantic Ave, Boston MA 2205 (617) 973-3760
Filene, P. O. Box 961499, Boston MA 02196-1499 (617) 357-2093
Industrial, 1 Liberty Square, Boston MA 2109 (617) 742-1616
Massachusetts State Employees, 101 Merrimac ST. , Boston MA 2114 (617) 723-5555
Medical Area, 221 Longwood Avenue, Boston MA 2115 (617) 732-4185
Boston Customs, 10 Causeway St Rm 436, Boston MA 2222 (617) 742-1135
Boston Symphony Orchestra Employees, 301 Massachusetts Avenue, Boston MA 2115 (617) 638-9339
Cabot Boston, 2 Seaport Lane, Boston MA 2210 (617) 342-6154
City of Boston Credit Union, Room 242, City Hall, Boston MA 2201 (617) 635-4545
Federal Reserve Boston Employees, 600 Atlantic Ave, Boston MA 2205 (617) 973-3760
Filene, P. O. Box 961499, Boston MA 02196-1499 (617) 357-2093
Industrial, 1 Liberty Square, Boston MA 2109 (617) 742-1616
Massachusetts State Employees, 101 Merrimac ST. , Boston MA 2114 (617) 723-5555
Medical Area, 221 Longwood Avenue, Boston MA 2115 (617) 732-4185
Nebco, 125 Parker Hill Ave, Boston MA 2120 (617) 754-5014
Nemch, 750 Washington Street, Boston MA 2111 (617) 636-5015
New England Lee, P.O. Box 120226, Boston MA 02112-0226 (617) 482-0900
Northeastern University, 360 Huntington Avenue #315ri, Boston MA 2115 (617) 373-2900
Pressers Union Local 12 Ilgwu, 33 Harrison Avenue, Boston MA 2111 (617) 426-1515
South End, 100 W Dedham Street, Boston MA 2118 (617) 247-1673
Telephone Workers', 100 High Street, Boston MA 2110 (617) 439-6500
Nemch, 750 Washington Street, Boston MA 2111 (617) 636-5015
New England Lee, P.O. Box 120226, Boston MA 02112-0226 (617) 482-0900
Northeastern University, 360 Huntington Avenue #315ri, Boston MA 2115 (617) 373-2900
Pressers Union Local 12 Ilgwu, 33 Harrison Avenue, Boston MA 2111 (617) 426-1515
South End, 100 W Dedham Street, Boston MA 2118 (617) 247-1673
Telephone Workers', 100 High Street, Boston MA 2110 (617) 439-6500
Mortgage Statistics for Boston, Massachusetts
| Boston | Massachusetts | USA | |
|---|---|---|---|
| Population: Population - The population of Boston, MA  |
357,143 | 6,349,048 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Boston mortgage. |
176,972 | 5,367,254 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Boston mortgage. |
100,144 | 343,448 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Boston mortgage. |
54,971 | 428,727 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Boston, MA, where you might buy a home. |
153,924 | 2,621,986 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Boston, where you might apply for a Boston mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Boston, MA |
$248,441 | $202,794 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Boston mortgage interest rates. |
$38,244 | $52,741 | $43,800 |