Current Mortgage Rates in Zachary, Louisiana

Monday, October 06, 2008



Current Mortgage Rates*

Loan Type
Zachary Average
30-yr. fixed6.25%
30-yr. fixed jumbo7.88%
15-yr. fixed5.88%
15-yr. fixed jumbo7.50%
7/1 ARM6.50%
7/1 ARM jumbo6.88%
5/1 ARM6.25%
5/1 ARM jumbo6.75%
3/1 ARM6.00%
3/1 ARM jumbo6.25%
1-yr. ARM4.88%
1-yr. ARM jumbo5.25%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 10/05/2008

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Current Mortgage Rates in Zachary, Louisiana

Zachary 30-yr. fixed Mortgage Rates Zachary 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.54%6.66%0.25Citibank7.38%7.47%0.19
Bank of America6.62%6.77%0.81Bank of America7.36%7.62%1.79
Wachovia6.25%6.38%0.71Wells Fargo9.19%9.25%0.26
Wells Fargo6.43%6.51%0.25Chase7.72%7.77%0.15
Chase6.32%6.40%0.09 
Fifth Third Bank6.41%6.48%0.36 
Zachary 15-yr. fixed Mortgage Rates Zachary 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.27%6.41%0.14Citibank6.75%6.89%0.00
Bank of America6.25%6.52%0.96Bank of America7.14%7.52%1.55
Wachovia5.74%5.99%0.82Wells Fargo7.97%8.09%0.41
Wells Fargo6.16%6.30%0.33Chase6.75%6.82%0.06
Chase6.32%6.45%0.07 
Fifth Third Bank5.87%5.98%0.38 
Zachary 7/1 ARM Mortgage Rates Zachary 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.15%0.19Citibank7.06%7.32%0.00
Bank of America6.43%6.38%0.98Bank of America6.88%7.36%0.48
Wachovia5.78%5.83%0.59Wells Fargo8.44%7.47%0.30
Wells Fargo7.34%6.87%0.18Chase6.69%7.08%0.12
Chase6.84%6.44%0.05 
Zachary 5/1 ARM Mortgage Rates Zachary 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.56%7.18%0.06Citibank7.06%7.36%0.00
Bank of America6.47%6.16%0.88Bank of America8.07%6.65%1.05
Wells Fargo7.04%6.59%0.23Wells Fargo7.81%6.85%0.32
Chase6.80%6.30%0.03Chase7.74%6.69%0.01
Fifth Third Bank6.21%5.98%0.28 
Zachary 3/1 ARM Mortgage Rates Zachary 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.69%7.33%0.00Citibank7.38%7.50%0.00
Bank of America6.15%6.20%0.93Bank of America6.94%7.48%0.58
Wachovia5.54%5.61%0.48Wells Fargo7.50%7.30%0.19
Wells Fargo6.94%7.20%0.12Chase6.94%7.40%0.12
Chase6.81%7.35%0.00 
Fifth Third Bank5.78%5.81%0.25 
Zachary 1-yr. ARM Mortgage Rates Zachary 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase7.12%7.62%0.00
Chase6.12%7.53%0.12 

Banks in Zachary, Louisiana

Bank of Zachary, 4743 Main Street, Zachary Louisiana 70791

Credit Unions in Zachary, Louisiana

Gp Louisiana, P.O.BOX 520, Zachary LA 70791 (225) 654-7230
Lane Memorial, P.O. Box 85, Zachary LA 70791 (225) 658-4350

Mortgage Statistics for Zachary, Louisiana

  Zachary Louisiana USA
Population:
Population - The population of Zachary, LA
 19,598 4,464,238 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Zachary mortgage.
 13,204 2,853,065 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Zachary mortgage.
 6,090 1,450,425 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Zachary mortgage.
 161 107,694 34,671,551
HouseHolds:
HouseHolds - The total number of households in Zachary, LA, where you might buy a home.
 7,201 1,843,746 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Zachary, where you might apply for a Zachary mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Zachary, LA
 $91,900 $81,266 $132,188
Income per Household:
Income per Household - The household income where you might compare Zachary mortgage interest rates.
 $45,953 $33,470 $43,800

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