Current Mortgage Rates in Ruston, Louisiana
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Ruston Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.12% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.50% |
| 7/1 ARM | 4.50% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.12% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Ruston, Louisiana
| Ruston 30-yr. fixed Mortgage Rates | Ruston 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.86% | 5.04% | 1.00 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | ||||
| Ruston 15-yr. fixed Mortgage Rates | Ruston 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.32% | 4.60% | 0.78 | Chase | 5.73% | 5.95% | 1.05 |
| Chase | 4.33% | 4.60% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Ruston 7/1 ARM Mortgage Rates | Ruston 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.10% | 4.11% | 1.02 |
| Chase | 4.29% | 3.83% | 1.05 | ||||
| Ruston 5/1 ARM Mortgage Rates | Ruston 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.87% | 3.88% | 1.00 |
| Chase | 3.80% | 3.60% | 1.02 | Chase | 4.81% | 3.86% | 1.05 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Ruston 3/1 ARM Mortgage Rates | Ruston 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.98% | 3.60% | 1.00 | Chase | 5.54% | 3.83% | 1.02 |
| Chase | 4.20% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Ruston 1-yr. ARM Mortgage Rates | Ruston 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.27% | 3.58% | 1.05 |
Banks in Ruston, Louisiana
American Bank, 400 North Vienna Street, Ruston Louisiana 71270Bank of Ruston, 505 North Vienna Street, Ruston Louisiana 71270
Lincoln Bank & Trust Company, 305 South Vienna Street, Ruston Louisiana 71270
Ruston State Bank & Trust Company, 400 North Trenton Street, Ruston Louisiana 71270
The First National Bank of Ruston, 300 North Trenton, Ruston Louisiana 71270
Credit Unions in Ruston, Louisiana
Jaco, P.O. Box 550, Ruston LA 71273-0550 (318) 255-9101Mortgage Statistics for Ruston, Louisiana
| Ruston | Louisiana | USA | |
|---|---|---|---|
| Population: Population - The population of Ruston, LA  |
31,308 | 4,464,238 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Ruston mortgage. |
17,590 | 2,853,065 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Ruston mortgage. |
12,703 | 1,450,425 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Ruston mortgage. |
361 | 107,694 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Ruston, LA, where you might buy a home. |
12,022 | 1,843,746 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Ruston, where you might apply for a Ruston mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Ruston, LA |
$78,800 | $81,266 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Ruston mortgage interest rates. |
$25,564 | $33,470 | $43,800 |