Current Mortgage Rates in Lake Charles, Louisiana
Friday, October 10, 2008
Current Mortgage Rates*
Loan Type Lake Charles Average |
|
| 30-yr. fixed | 6.25% |
| 30-yr. fixed jumbo | 7.88% |
| 15-yr. fixed | 6.00% |
| 15-yr. fixed jumbo | 7.62% |
| 7/1 ARM | 6.38% |
| 7/1 ARM jumbo | 7.38% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 7.12% |
| 3/1 ARM | 5.88% |
| 3/1 ARM jumbo | 6.25% |
| 1-yr. ARM | 4.88% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 6.12% |
*Mortgage Rates Updated: 10/07/2008
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Current Mortgage Rates in Lake Charles, Louisiana
| Lake Charles 30-yr. fixed Mortgage Rates | Lake Charles 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.54% | 6.66% | 0.25 | Citibank | 7.38% | 7.47% | 0.19 |
| Bank of America | 6.61% | 6.76% | 0.81 | Bank of America | 7.37% | 7.62% | 1.80 |
| Wachovia | 6.24% | 6.37% | 0.71 | Wells Fargo | 9.21% | 9.28% | 0.26 |
| Wells Fargo | 6.42% | 6.50% | 0.25 | Chase | 7.72% | 7.77% | 0.14 |
| Chase | 6.32% | 6.39% | 0.09 | ||||
| Fifth Third Bank | 6.40% | 6.47% | 0.36 | ||||
| Lake Charles 15-yr. fixed Mortgage Rates | Lake Charles 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.27% | 6.42% | 0.13 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.52% | 0.96 | Bank of America | 7.15% | 7.53% | 1.56 |
| Wachovia | 5.73% | 5.98% | 0.81 | Wells Fargo | 7.97% | 8.09% | 0.41 |
| Wells Fargo | 6.16% | 6.29% | 0.33 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.32% | 6.44% | 0.07 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.38 | ||||
| Lake Charles 7/1 ARM Mortgage Rates | Lake Charles 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.42% | 6.38% | 0.97 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.79% | 5.84% | 0.59 | Wells Fargo | 8.45% | 7.48% | 0.29 |
| Wells Fargo | 7.32% | 6.86% | 0.18 | Chase | 7.33% | 7.27% | 0.25 |
| Chase | 6.83% | 6.44% | 0.04 | ||||
| Lake Charles 5/1 ARM Mortgage Rates | Lake Charles 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.46% | 6.16% | 0.88 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 7.03% | 6.60% | 0.23 | Wells Fargo | 7.81% | 6.85% | 0.32 |
| Chase | 6.77% | 6.30% | 0.03 | Chase | 7.72% | 6.69% | 0.01 |
| Fifth Third Bank | 6.20% | 5.99% | 0.28 | ||||
| Lake Charles 3/1 ARM Mortgage Rates | Lake Charles 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.12% | 6.20% | 0.93 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.55% | 5.61% | 0.48 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 6.94% | 7.40% | 0.12 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.78% | 5.82% | 0.25 | ||||
| Lake Charles 1-yr. ARM Mortgage Rates | Lake Charles 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 7.42% | 6.20% | 1.53 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Lake Charles, Louisiana
American Bank of Commerce, 1011 Lake Shore Drive, Lake Charles Louisiana 70601Cameron State Bank, 4440 Nelson Road, Lake Charles Louisiana 70605
First Federal Bank of Louisiana, 1135 Lakeshore Drive, Lake Charles Louisiana 70601
Lakeside National Bank of Lake Charles, One Lakeside Plaza, Lake Charles Louisiana 70601
Louisiana Savings Association, 901 Lakeshore Drive, Lake Charles Louisiana 70601
Louisiana Savings Association, 901 Lakeshore Drive, Lake Charles Louisiana 70601
Metro Federal Savings and Loan Association of Lakes Charles, 551 West Prien Lake Road, Lake Charles Louisiana 70601
National Bank of Commerce of Lake Charles, 535 Kirby Street, Lake Charles Louisiana 70602
The Calcasieu-marine National Bank of Lake Charles, 1 Lakeshore Drive, Lake Charles Louisiana 70629
The First National Bank of Lake Charles, One Lakeside Plaza, Lake Charles Louisiana 70602
Credit Unions in Lake Charles, Louisiana
Calcasieu Federal Employees, P. O. Box 200, Lake Charles LA 70602 (337) 433-5125Calcasieu Parish Employees, P.O. Box 1027, Lake Charles LA 70602 (337) 439-4644
Calcasieu Teachers and Employees, P.O. Box 16134, Lake Charles LA 70616 (337) 494-0310
Davison Employees, P. O. Box 5459, Lake Charles LA 70606-5459 (337) 583-3575
G. C. A. , P.O. Box 7278, Lake Charles LA 70606 (337) 474-1006
L C Municipal, Pob 967, Lake Charles LA 70602 (337) 491-1357
Lake Charles Telco, Pob 758, Lake Charles LA 70602 (318) 433-2880
Mcneese, Box 90740, Lake Charles LA 70609 (337) 475-5344
Southwest Louisiana, 4056 Ryan Street, Lake Charles LA 70605 (337) 477-9190
Mortgage Statistics for Lake Charles, Louisiana
| Lake Charles | Louisiana | USA | |
|---|---|---|---|
| Population: Population - The population of Lake Charles, LA  |
118,168 | 4,464,238 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Lake Charles mortgage. |
76,786 | 2,853,065 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Lake Charles mortgage. |
38,156 | 1,450,425 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Lake Charles mortgage. |
1,639 | 107,694 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Lake Charles, LA, where you might buy a home. |
49,464 | 1,843,746 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Lake Charles, where you might apply for a Lake Charles mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Lake Charles, LA |
$74,322 | $81,266 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Lake Charles mortgage interest rates. |
$35,644 | $33,470 | $43,800 |