Current Mortgage Rates in Somerset, Kentucky
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Somerset Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.25% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.75% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.38% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 3.38% |
| 1-yr. ARM jumbo | 3.38% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/20/2009
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Current Mortgage Rates in Somerset, Kentucky
| Somerset 30-yr. fixed Mortgage Rates | Somerset 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.14% | 5.20% | 0.30 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.63% | 5.75% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.93% | 0.23 | ||||
| Somerset 15-yr. fixed Mortgage Rates | Somerset 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.59% | 4.66% | 0.17 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.78 | ||||
| Chase | 4.33% | 4.60% | 1.02 | ||||
| Fifth Third Bank | 4.25% | 4.30% | 0.00 | ||||
| Somerset 7/1 ARM Mortgage Rates | Somerset 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.84% | 3.67% | 1.00 | Chase | 5.10% | 4.11% | 1.02 |
| Chase | 4.29% | 3.83% | 1.05 | ||||
| Somerset 5/1 ARM Mortgage Rates | Somerset 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.61% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.88% | 1.00 |
| Chase | 3.80% | 3.60% | 1.02 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.22% | 3.75% | 0.35 | ||||
| Somerset 3/1 ARM Mortgage Rates | Somerset 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.97% | 3.60% | 1.00 | Chase | 5.53% | 3.83% | 1.02 |
| Chase | 4.20% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Somerset 1-yr. ARM Mortgage Rates | Somerset 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.16% | 3.55% | 1.00 | Chase | 5.26% | 3.58% | 1.05 |
Banks in Somerset, Kentucky
Alliance Bank, 124 North Main St, Somerset Kentucky 42501American Federal Savings and Loan Association, 107 So Main St, Somerset Kentucky 42501
Bank of Somerset, U.S. Highway 27, Somerset Kentucky 42501
Cumberland Security Bank, 107 South Main Street, Somerset Kentucky 42501
First and Farmers Bank of Somerset, Fountain Square, Somerset Kentucky 42501
First Southern National Bank, 15 North Highway 27, Somerset Kentucky 42501
Somerset National Bank, 1846 South Highway 27, Somerset Kentucky 42501
Mortgage Statistics for Somerset, Kentucky
| Somerset | Kentucky | USA | |
|---|---|---|---|
| Population: Population - The population of Somerset, KY  |
35,744 | 4,038,574 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Somerset mortgage. |
34,590 | 3,628,711 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Somerset mortgage. |
560 | 291,995 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Somerset mortgage. |
291 | 57,814 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Somerset, KY, where you might buy a home. |
16,325 | 1,749,463 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Somerset, where you might apply for a Somerset mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Somerset, KY |
$71,948 | $81,547 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Somerset mortgage interest rates. |
$28,283 | $34,785 | $43,800 |