Current Mortgage Rates in Gray, Kentucky

Tuesday, December 02, 2008



Current Mortgage Rates*

Loan Type
Gray Average
30-yr. fixed5.75%
30-yr. fixed jumbo7.75%
15-yr. fixed5.50%
15-yr. fixed jumbo7.50%
7/1 ARM6.25%
7/1 ARM jumbo7.38%
5/1 ARM5.88%
5/1 ARM jumbo6.75%
3/1 ARM5.88%
3/1 ARM jumbo6.88%
1-yr. ARM6.75%
1-yr. ARM jumbo5.88%
1-yr. LIBOR ARM6.25%
*Mortgage Rates Updated: 12/01/2008

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Current Mortgage Rates in Gray, Kentucky

Gray 30-yr. fixed Mortgage Rates Gray 30-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.96%7.30%2.50Citibank7.38%7.47%0.19
Bank of America6.66%6.82%0.92Bank of America7.48%7.75%1.85
Wachovia6.12%6.25%0.67Wells Fargo9.36%9.46%0.67
Wells Fargo6.13%6.24%0.72Chase7.88%8.03%1.08
Chase6.11%6.26%0.94 
Fifth Third Bank6.28%6.35%0.35 
Gray 15-yr. fixed Mortgage Rates Gray 15-yr. fixed jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.63%7.34%3.77Citibank6.75%6.89%0.00
Bank of America6.17%6.46%1.06Bank of America7.20%7.58%1.53
Wachovia5.71%5.96%0.78Wells Fargo8.36%8.50%0.62
Wells Fargo6.01%6.17%0.57Chase8.31%8.56%1.13
Chase5.91%6.17%0.90 
Fifth Third Bank5.81%5.92%0.35 
Gray 7/1 ARM Mortgage Rates Gray 7/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.64%6.11%0.96Citibank7.06%7.32%0.00
Bank of America6.88%6.48%1.30Bank of America6.88%7.36%0.48
Wachovia6.04%6.07%0.44Wells Fargo8.37%7.11%0.76
Wells Fargo6.57%6.43%0.75Chase8.30%6.79%1.11
Chase6.63%6.24%0.93 
Gray 5/1 ARM Mortgage Rates Gray 5/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.37%5.95%1.01Citibank7.06%7.36%0.00
Bank of America6.52%6.14%1.07Bank of America8.07%6.65%1.05
Wells Fargo6.44%6.36%0.75Wells Fargo7.31%6.59%0.77
Chase6.34%6.07%0.88Chase7.07%6.29%0.89
Fifth Third Bank6.22%5.97%0.30 
Gray 3/1 ARM Mortgage Rates Gray 3/1 ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.12%5.84%0.91Citibank7.38%7.50%0.00
Bank of America6.47%6.09%1.19Bank of America6.94%7.48%0.58
Wachovia5.75%5.79%0.34Wells Fargo7.50%7.30%0.19
Wells Fargo6.93%6.38%0.90Chase7.29%6.02%1.02
Chase5.88%5.82%1.03 
Fifth Third Bank5.99%5.82%0.26 
Gray 1-yr. ARM Mortgage Rates Gray 1-yr. ARM jumbo Mortgage Rates
Base RateAPYPoints Base RateAPYPoints
Citibank6.75%7.76%0.00Citibank7.00%7.90%0.00
Bank of America7.42%6.20%1.53Wells Fargo7.25%7.74%0.12
Wells Fargo7.25%7.78%0.12Chase6.71%5.81%1.05
Chase5.76%5.78%0.99 

Mortgage Statistics for Gray, Kentucky

  Gray Kentucky USA
Population:
Population - The population of Gray, KY
 4,015 4,038,574 284,881,454
White Population:
White Population - The number of white people living in where you might apply for a Gray mortgage.
 3,951 3,628,711 210,951,199
Black Population:
Black Population - The number of black people living in where you might apply for a Gray mortgage.
 8 291,995 33,966,477
Hispanic Population:
Hispanic Population - The number of hispanic people living in where you might apply for a Gray mortgage.
 17 57,814 34,671,551
HouseHolds:
HouseHolds - The total number of households in Gray, KY, where you might buy a home.
 1,640 1,749,463 117,153,924
Person per Household:
Person per Household - The average number of people in a household in Gray, where you might apply for a Gray mortgage.
 2 2 2
Average House Value:
Average House Value - The average house value in Gray, KY
 $42,500 $81,547 $132,188
Income per Household:
Income per Household - The household income where you might compare Gray mortgage interest rates.
 $19,977 $34,785 $43,800

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