Current Mortgage Rates in Waterloo, Iowa
Monday, October 13, 2008
Current Mortgage Rates*
Loan Type Waterloo Average |
|
| 30-yr. fixed | 6.12% |
| 15-yr. fixed | 5.75% |
| 5/1 ARM | 6.38% |
| 3/1 ARM | 6.25% |
| FHA Mortgage | 6.00% |
| Fixed Rate Mortgage | 7.12% |
| VA Mortgage | 6.00% |
*Mortgage Rates Updated: 10/10/2008
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Current Mortgage Rates in Waterloo, Iowa
| Waterloo 30-yr. fixed Mortgage Rates | Waterloo 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.62% | 6.68% | 0.00 | Citibank | 7.75% | 7.79% | 0.12 |
| Bank of America | 6.38% | 6.50% | 0.92 | Bank of America | 7.12% | 7.26% | 1.17 |
| Wells Fargo | 6.62% | 6.68% | 0.25 | Wells Fargo | 7.25% | 7.29% | 0.12 |
| Chase | 6.50% | 6.59% | 0.25 | Chase | 7.12% | 7.16% | 0.12 |
| Fifth Third Bank | 6.39% | 6.45% | 0.35 | ||||
| Waterloo 15-yr. fixed Mortgage Rates | Waterloo 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.25% | 6.37% | 0.25 | Bank of America | 7.62% | 7.82% | 1.00 |
| Bank of America | 6.12% | 6.32% | 0.90 | Wells Fargo | 7.12% | 7.17% | 0.12 |
| Wells Fargo | 6.25% | 6.35% | 0.25 | Chase | 7.00% | 7.05% | 0.12 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.86% | 5.98% | 0.37 | ||||
| Waterloo 7/1 ARM Mortgage Rates | Waterloo 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.88% | 7.10% | 0.12 | Citibank | 7.12% | 7.19% | 0.00 |
| Chase | 6.62% | 6.98% | 0.12 | Chase | 6.75% | 7.02% | 0.12 |
| Waterloo 5/1 ARM Mortgage Rates | Waterloo 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.08% | 0.00 | Citibank | 7.25% | 7.25% | 0.00 |
| Bank of America | 6.00% | 6.84% | 1.08 | Bank of America | 6.75% | 7.10% | 0.95 |
| Wells Fargo | 6.50% | 6.78% | 0.12 | Wells Fargo | 7.75% | 7.09% | 0.12 |
| Chase | 6.25% | 6.90% | 0.12 | Chase | 7.00% | 7.18% | 0.12 |
| Fifth Third Bank | 6.23% | 6.03% | 0.29 | ||||
| Waterloo 3/1 ARM Mortgage Rates | Waterloo 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.14% | 0.00 | Citibank | 7.75% | 7.39% | 0.00 |
| Bank of America | 6.00% | 7.06% | 1.09 | Bank of America | 7.00% | 7.35% | 1.08 |
| Wells Fargo | 7.50% | 6.97% | 0.12 | Wells Fargo | 8.25% | 7.08% | 0.25 |
| Chase | 6.88% | 7.33% | 0.00 | Chase | 7.12% | 7.38% | 0.25 |
| Fifth Third Bank | 5.83% | 5.87% | 0.25 | ||||
Bankiowa, 2218 Crossroads Boulevard, Waterloo Iowa 50702
Community National Bank, 422 Commercial Street, Waterloo Iowa 50701
Farmers State Bank, 1009 People Square, Waterloo Iowa 50702
First Federal Savings Bank, Fourth At Mulberry, Waterloo Iowa 50704
Magna Bank, 100 East Park Avenue, Waterloo Iowa 50704
Magna Bank, 999 Home Plaza, Waterloo Iowa 50701
Mercantile Bank of Eastern Iowa, 425 Cedar Street, Waterloo Iowa 50701
Peoples Bank and Trust Company, 191 West Fifth Street, Waterloo Iowa 50701
Peoples Federal Savings and Loan Association, 322 Washington, Waterloo Iowa 50701
Statesman Bank For Savings, 4th At Mulberry, Waterloo Iowa 50704
Community National Bank, 422 Commercial Street, Waterloo Iowa 50701
Farmers State Bank, 1009 People Square, Waterloo Iowa 50702
First Federal Savings Bank, Fourth At Mulberry, Waterloo Iowa 50704
Magna Bank, 100 East Park Avenue, Waterloo Iowa 50704
Magna Bank, 999 Home Plaza, Waterloo Iowa 50701
Mercantile Bank of Eastern Iowa, 425 Cedar Street, Waterloo Iowa 50701
Peoples Bank and Trust Company, 191 West Fifth Street, Waterloo Iowa 50701
Peoples Federal Savings and Loan Association, 322 Washington, Waterloo Iowa 50701
Statesman Bank For Savings, 4th At Mulberry, Waterloo Iowa 50704
The Perpetual Savings and Loan Association, 229 East Park Ave, Waterloo Iowa 50703
Credit Unions in Waterloo, Iowa
Allen Hospital Personnel, 1825 Logan Avenue, Waterloo IA 50703 (319) 235-3678Chicago Central and Commerce, 1005 East 4th Street, Waterloo IA 50703 (319) 278-3987
Iowa Community, P.O. Box 750, Waterloo IA 50704 (319) 235-0381
John Deere Community, 1827 Ansborough Avenue, Waterloo IA 50701 (319) 236-5600
Midwest Federal Employees, P. O. Box 1167, Waterloo IA 50704 (319) 233-4723
Midwest Utilities, 1601 University Ave, Waterloo IA 50701 (319) 291-4699
Public Employees, P.O. Box 120, Waterloo IA 50704 (319) 291-4375
Swiss Valley Farms, 316 West 3rd Street, Waterloo IA 50701-1413 (319) 232-1202
Mortgage Statistics for Waterloo, Iowa
| Waterloo | Iowa | USA | |
|---|---|---|---|
| Population: Population - The population of Waterloo, IA  |
71,202 | 2,925,832 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Waterloo mortgage. |
59,328 | 2,718,772 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Waterloo mortgage. |
8,944 | 61,591 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Waterloo mortgage. |
1,698 | 79,296 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Waterloo, IA, where you might buy a home. |
30,318 | 1,232,284 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Waterloo, where you might apply for a Waterloo mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Waterloo, IA |
$66,301 | $84,186 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Waterloo mortgage interest rates. |
$35,427 | $40,036 | $43,800 |