Current Mortgage Rates in Spencer, Iowa
Saturday, November 21, 2009
Current Mortgage Rates*
Loan Type Spencer Average |
|
| 30-yr. fixed | 4.88% |
| 30-yr. fixed jumbo | 5.00% |
| 15-yr. fixed | 4.25% |
| 15-yr. fixed jumbo | 4.50% |
| 7/1 ARM | 4.38% |
| 7/1 ARM jumbo | 5.25% |
| 5/1 ARM | 4.00% |
| 5/1 ARM jumbo | 4.50% |
| 3/1 ARM | 4.00% |
| 3/1 ARM jumbo | 4.62% |
| 1-yr. ARM | 4.00% |
| 1-yr. ARM jumbo | 5.25% |
| 1-yr. LIBOR ARM | 4.38% |
*Mortgage Rates Updated: 11/21/2009
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Current Mortgage Rates in Spencer, Iowa
| Spencer 30-yr. fixed Mortgage Rates | Spencer 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 5.16% | 5.22% | 0.26 | Wells Fargo | 5.73% | 5.86% | 1.00 |
| Wells Fargo | 4.86% | 5.04% | 1.00 | Chase | 5.65% | 5.77% | 1.00 |
| Chase | 4.87% | 5.03% | 1.00 | ||||
| Fifth Third Bank | 4.88% | 4.92% | 0.23 | ||||
| Spencer 15-yr. fixed Mortgage Rates | Spencer 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 4.59% | 4.67% | 0.17 | Chase | 5.73% | 5.95% | 1.05 |
| Wells Fargo | 4.32% | 4.60% | 0.76 | ||||
| Chase | 4.32% | 4.60% | 1.03 | ||||
| Fifth Third Bank | 4.25% | 4.29% | 0.00 | ||||
| Spencer 7/1 ARM Mortgage Rates | Spencer 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.86% | 3.67% | 1.00 | Chase | 5.13% | 4.12% | 1.03 |
| Chase | 4.30% | 3.83% | 1.05 | ||||
| Spencer 5/1 ARM Mortgage Rates | Spencer 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 3.62% | 3.56% | 1.04 | Wells Fargo | 4.88% | 3.87% | 1.00 |
| Chase | 3.81% | 3.60% | 1.03 | Chase | 4.82% | 3.86% | 1.05 |
| Fifth Third Bank | 4.18% | 3.72% | 0.34 | ||||
| Spencer 3/1 ARM Mortgage Rates | Spencer 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Wells Fargo | 4.01% | 3.60% | 1.00 | Chase | 5.56% | 3.83% | 1.03 |
| Chase | 4.21% | 3.62% | 1.00 | ||||
| Fifth Third Bank | 4.06% | 3.56% | 0.12 | ||||
| Spencer 1-yr. ARM Mortgage Rates | Spencer 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Chase | 4.17% | 3.55% | 1.00 | Chase | 5.29% | 3.57% | 1.05 |
Banks in Spencer, Iowa
Boatmen's National Bank of Northwest Iowa, 705 Grand Avenue, Spencer Iowa 51301Community State Bank, 1812 Highway Boulevard, Spencer Iowa 51301
Farmers Trust and Savings Bank, 125 West 4th Street, Spencer Iowa 51301
First Interstate Bank of Spencer, 705 Grand Avenue, Spencer Iowa 51301
Home Federal Savings and Loan Association of Spencer, 505 2nd Avenue West, Spencer Iowa 51301
Mercantile Bank of Clay County, 126 Grand Avenue, Spencer Iowa 51301
Northwest, 101 West Fifth Street, Spencer Iowa 51301
Northwest Federal Savings and Loan Association of Spencer, 101 West Fifth St, Spencer Iowa 51301
State Bank, 728 Grand Avenue, Spencer Iowa 51301
Mortgage Statistics for Spencer, Iowa
| Spencer | Iowa | USA | |
|---|---|---|---|
| Population: Population - The population of Spencer, IA  |
12,885 | 2,925,832 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Spencer mortgage. |
12,583 | 2,718,772 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Spencer mortgage. |
28 | 61,591 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Spencer mortgage. |
168 | 79,296 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Spencer, IA, where you might buy a home. |
5,791 | 1,232,284 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Spencer, where you might apply for a Spencer mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Spencer, IA |
$80,900 | $84,186 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Spencer mortgage interest rates. |
$35,430 | $40,036 | $43,800 |