Current Mortgage Rates in Mason City, Iowa
Thursday, August 28, 2008
Current Mortgage Rates*
Loan Type Mason City Average |
|
| 30-yr. fixed | 6.75% |
| 30-yr. fixed jumbo | 7.38% |
| 15-yr. fixed | 6.12% |
| 15-yr. fixed jumbo | 7.12% |
| 7/1 ARM | 5.88% |
| 7/1 ARM jumbo | 7.12% |
| 5/1 ARM | 6.12% |
| 5/1 ARM jumbo | 6.75% |
| 3/1 ARM | 5.62% |
| 3/1 ARM jumbo | 6.62% |
| 1-yr. ARM | 5.75% |
| 1-yr. ARM jumbo | 6.12% |
| 1-yr. LIBOR ARM | 5.38% |
*Mortgage Rates Updated: 08/27/2008
Get Current Mortgage Rates
From Top Lenders
Current Mortgage Rates in Mason City, Iowa
| Mason City 30-yr. fixed Mortgage Rates | Mason City 30-yr. fixed jumbo Mortgage Rates | ||||||
|---|---|---|---|---|---|---|---|
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.86% | 8.48% | 4.89 | Citibank | 7.38% | 7.47% | 0.19 |
| Bank of America | 6.80% | 6.94% | 0.72 | Bank of America | 7.06% | 7.18% | 0.62 |
| Wachovia | 6.31% | 6.45% | 0.75 | Wells Fargo | 7.19% | 7.24% | 0.12 |
| Wells Fargo | 6.69% | 6.83% | 0.25 | Chase | 7.00% | 7.05% | 0.19 |
| Chase | 6.62% | 6.71% | 0.25 | ||||
| Fifth Third Bank | 6.50% | 6.56% | 0.34 | ||||
| Mason City 15-yr. fixed Mortgage Rates | Mason City 15-yr. fixed jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 7.43% | 8.66% | 6.78 | Citibank | 6.75% | 6.89% | 0.00 |
| Bank of America | 6.25% | 6.49% | 0.81 | Bank of America | 7.44% | 7.60% | 0.50 |
| Wachovia | 5.76% | 6.02% | 0.87 | Wells Fargo | 7.81% | 7.93% | 0.43 |
| Wells Fargo | 6.22% | 6.35% | 0.32 | Chase | 6.75% | 6.82% | 0.06 |
| Chase | 6.38% | 6.47% | 0.12 | ||||
| Fifth Third Bank | 5.95% | 6.06% | 0.38 | ||||
| Mason City 7/1 ARM Mortgage Rates | Mason City 7/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.15% | 0.19 | Citibank | 7.06% | 7.32% | 0.00 |
| Bank of America | 6.62% | 7.29% | 0.03 | Bank of America | 6.88% | 7.36% | 0.48 |
| Wachovia | 5.69% | 5.75% | 0.64 | Wells Fargo | 6.62% | 7.22% | 0.38 |
| Wells Fargo | 6.50% | 7.27% | 0.25 | Chase | 6.69% | 7.08% | 0.12 |
| Chase | 6.62% | 7.04% | 0.06 | ||||
| Mason City 5/1 ARM Mortgage Rates | Mason City 5/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.56% | 7.18% | 0.06 | Citibank | 7.06% | 7.36% | 0.00 |
| Bank of America | 6.65% | 6.13% | 0.82 | Bank of America | 8.07% | 6.65% | 1.05 |
| Wells Fargo | 6.44% | 7.03% | 0.25 | Wells Fargo | 7.06% | 7.16% | 0.19 |
| Chase | 6.38% | 7.04% | 0.06 | Chase | 6.88% | 7.25% | 0.06 |
| Fifth Third Bank | 6.17% | 5.92% | 0.30 | ||||
| Mason City 3/1 ARM Mortgage Rates | Mason City 3/1 ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.69% | 7.33% | 0.00 | Citibank | 7.38% | 7.50% | 0.00 |
| Bank of America | 6.25% | 7.30% | 0.63 | Bank of America | 6.94% | 7.48% | 0.58 |
| Wachovia | 5.50% | 5.57% | 0.48 | Wells Fargo | 7.50% | 7.30% | 0.19 |
| Wells Fargo | 6.94% | 7.20% | 0.12 | Chase | 6.94% | 7.40% | 0.12 |
| Chase | 6.81% | 7.35% | 0.00 | ||||
| Fifth Third Bank | 5.72% | 5.72% | 0.26 | ||||
| Mason City 1-yr. ARM Mortgage Rates | Mason City 1-yr. ARM jumbo Mortgage Rates | ||||||
| Base Rate | APY | Points | Base Rate | APY | Points | ||
| Citibank | 6.75% | 7.76% | 0.00 | Citibank | 7.00% | 7.90% | 0.00 |
| Bank of America | 6.88% | 7.66% | 0.04 | Wells Fargo | 7.25% | 7.74% | 0.12 |
| Wells Fargo | 7.25% | 7.78% | 0.12 | Chase | 7.12% | 7.62% | 0.00 |
| Chase | 6.12% | 7.53% | 0.12 | ||||
Banks in Mason City, Iowa
Boatmen's Bank of North Iowa, 25 West State Street, Mason City Iowa 50401Boatmen's Bank of North Iowa, 25 West State Street, Mason City Iowa 50401
First Citizens National Bank, 2601 Fourth Street, S.W. , Mason City Iowa 50401
Hawkeye Bank & Trust of Mason City, State and Delaware Streets, Mason City Iowa 50401
Liberty Bank & Trust, 100 East State Street, Mason City Iowa 50401
Metropolitan Federal Bank of Iowa, 124 N Washington Ave, Mason City Iowa 50401
Mutual Federal Savings and Loan Association, 10 First St N W, Mason City Iowa 50401
Northwoods State Bank, 2650 4th Street, S.W. , Mason City Iowa 50401
Norwest Bank Mason City, 5 North Federal Avenue, Mason City Iowa 50401
Credit Unions in Mason City, Iowa
A M P I, P.O. Box 61, Mason City IA 50402-0061 (641) 424-6111Ace, 1028 14th Se, Mason City IA 50401 (641) 424-6330
Government Employees, 12 North Delaware, Mason City IA 50401 (641) 424-5352
Iowa Heartland, 1602 S. Monroe Ave, Mason City IA 50401 (641) 424-5391
Mercy-city-lehigh Family, 1341 6th ST. Sw, Mason City IA 50401 (641) 422-7361
North Iowa Community, P.O. Box 1248, Mason City IA 50402-1248 (641) 424-2281
Mortgage Statistics for Mason City, Iowa
| Mason City | Iowa | USA | |
|---|---|---|---|
| Population: Population - The population of Mason City, IA  |
31,291 | 2,925,832 | 284,881,454 |
| White Population: White Population - The number of white people living in where you might apply for a Mason City mortgage. |
29,907 | 2,718,772 | 210,951,199 |
| Black Population: Black Population - The number of black people living in where you might apply for a Mason City mortgage. |
346 | 61,591 | 33,966,477 |
| Hispanic Population: Hispanic Population - The number of hispanic people living in where you might apply for a Mason City mortgage. |
1,041 | 79,296 | 34,671,551 |
| HouseHolds: HouseHolds - The total number of households in Mason City, IA, where you might buy a home. |
13,903 | 1,232,284 | 117,153,924 |
| Person per Household: Person per Household - The average number of people in a household in Mason City, where you might apply for a Mason City mortgage. |
2 | 2 | 2 |
| Average House Value: Average House Value - The average house value in Mason City, IA |
$73,800 | $84,186 | $132,188 |
| Income per Household: Income per Household - The household income where you might compare Mason City mortgage interest rates. |
$35,132 | $40,036 | $43,800 |